All I need is a joystick and you can have full control of me.

Reply Subscribe

Thread Tools

Search this Thread

10-12-2007, 08:50 AM

hustler

Tour de Franzia

Thread Starter

iTrader: (6)

Join Date: Jun 2006

Location: Republic of Dallas

Posts: 29,085

Total Cats: 375

All I need is a joystick and you can have full control of me.

I'm about to get a new apartment, but money is going to be tight. I think $355 after food and all bills including fuel and 1 monthly track day is not enough.

The $605 student loan payment sucks...it also sucks that I'll probably get shipped out again for work in a few months, and all that rent will go into a black hole...by my roommates suck at life, and need to get out of that ****.

10-12-2007, 09:03 AM

Stealth97

Elite Member

iTrader: (5)

Join Date: Oct 2007

Location: Canton, Ga

Posts: 2,156

Total Cats: 66

Have you considered refi'ing that student loan for a longer term? Student loan interest is stupid cheap and tax deductable. Might be a good Idea unless you owe a huge ton of cash on it.

10-12-2007, 09:15 AM

hustler

Tour de Franzia

Thread Starter

iTrader: (6)

Join Date: Jun 2006

Location: Republic of Dallas

Posts: 29,085

Total Cats: 375

Quote:

Originally Posted by Stealth97

Have you considered refi'ing that student loan for a longer term? Student loan interest is stupid cheap and tax deductable. Might be a good Idea unless you owe a huge ton of cash on it.

you are wrong. You will not find an interest rate from private loans less than 9%, and I'm already on a 20-year term. No company will offer a better rate because they don't have to. I'm stuck. I've tried and tried, over and over. It will not get better on student loans.

10-12-2007, 09:26 AM

Philip

Elite Member

Join Date: Dec 2004

Posts: 3,270

Total Cats: -4

have you considered thinking for yourself? Srsly.

10-12-2007, 09:28 AM

hustler

Tour de Franzia

Thread Starter

iTrader: (6)

Join Date: Jun 2006

Location: Republic of Dallas

Posts: 29,085

Total Cats: 375

Quote:

Originally Posted by Philip

have you considered thinking for yourself? Srsly.

I want to know how much people typically have left over, since I just lost 50% of my income.

10-12-2007, 09:29 AM

Ben

Supporting Vendor

iTrader: (33)

Join Date: Jul 2006

Location: atlanta-ish

Posts: 12,659

Total Cats: 134

I typically have 0% left over after I spend the 'play' money. :gay:
And I got a bunch of crap I don't need too. It's good for the economy.

__________________

Chief of Floor Sweeping, DIYAutoTune.com & AMP EFI

Crew Chief, Car Owner & Least Valuable Driver, HongNorrthRacing

~~91 Turbo~~ | ~~10AE Turbo~~ | 01 Track Rat | #323 Mazda Champcar

Quote:

Originally Posted by concealer404

Buy an MSPNP Pro, you'll feel better.

10-12-2007, 09:37 AM

olderguy

AFM Crusader

iTrader: (19)

Join Date: Oct 2004

Location: Wayne, NJ

Posts: 4,667

Total Cats: 337

Isn't it ALL just play money?

10-12-2007, 10:00 AM

Stealth97

Elite Member

iTrader: (5)

Join Date: Oct 2007

Location: Canton, Ga

Posts: 2,156

Total Cats: 66

Quote:

Originally Posted by hustler

you are wrong.

I guess I'm not really paying 3% then. Best of luck.

10-12-2007, 10:01 AM

Braineack

Boost Czar

iTrader: (62)

Join Date: May 2005

Location: Chantilly, VA

Posts: 79,493

Total Cats: 4,080

you guys have play money? :(

10-12-2007, 10:09 AM

#10

hustler

Tour de Franzia

Thread Starter

iTrader: (6)

Join Date: Jun 2006

Location: Republic of Dallas

Posts: 29,085

Total Cats: 375

Quote:

Originally Posted by Stealth97

I guess I'm not really paying 3% then. Best of luck.

You're talking about federal student loans, not private on anything that was locked in at that rate in the last 3 years.

10-12-2007, 10:12 AM

#11

Zabac

Elite Member

iTrader: (39)

Join Date: Sep 2007

Location: High Point NC

Posts: 4,850

Total Cats: 8

i spend most my money on beer women adn cars, the rest i waste

10-12-2007, 10:14 AM

#12

hustler

Tour de Franzia

Thread Starter

iTrader: (6)

Join Date: Jun 2006

Location: Republic of Dallas

Posts: 29,085

Total Cats: 375

Quote:

Originally Posted by whaaamx5

i spend most my money on beer women adn cars, the rest i waste

the miata and all the toys for it are payed for...I just hope nothing breaks.

10-12-2007, 10:17 AM

#13

Zabac

Elite Member

iTrader: (39)

Join Date: Sep 2007

Location: High Point NC

Posts: 4,850

Total Cats: 8

then your fine

10-12-2007, 10:20 AM

#14

firedog25

Senior Member

Join Date: May 2006

Posts: 917

Total Cats: -8

Asking a board full of people who spend money on frivolous things like cars about how much you "should" have is probably not the best idea in the world. While I'm sure not all of us live paycheck to paycheck, it's all a matter of restraint in spending.

10-12-2007, 10:24 AM

#15

jayc72

Elite Member

iTrader: (14)

Join Date: Mar 2006

Location: Edmonton, AB

Posts: 4,908

Total Cats: 1

I keep expecting a thread along the lines of:

"So I got drunk at this party the other night, and sucked my friend off. Do you think that makes me gay?"

Seriously, how old are you? You've been on your own for quite a while right? Look back over the last year and build youself a budget based on that. Simple stuff. You have X amount coming in, Y amount going out ... it'll sort itself out.