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Old 05-21-2015, 09:15 AM   #22301
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LOL at using the #1 worst bank in the country for customer service, and then complaining about customer service.
Some say it was the horrible customer service that led to that infamous armed confrontation:

44 minute shootout at BoA
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Old 05-21-2015, 10:05 AM   #22302
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i like when BOA cancels my CC For no reason instead of doing a better job of preventing fraud.

I also like when they allow fraud purchases to go through and will decline legitmate purchases.
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Old 05-21-2015, 10:09 AM   #22303
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In an open environment like a room, the noise will be dynamic. Frequencies of all sorts, bouncing off whatever they can find...
After we had our hardwood floors refinished, the echoes in the room were annoying. Adding a simple woven area rug reduced that significantly. Curtains on the windows also had a dramatic effect. Bare walls and floors are very "live" surfaces.
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Old 05-21-2015, 10:18 AM   #22304
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i like when BOA cancels my CC For no reason instead of doing a better job of preventing fraud.

I also like when they allow fraud purchases to go through and will decline legitmate purchases.
You pretty much have problems with everything, don't you?
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Old 05-21-2015, 11:04 AM   #22305
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and when he doesn't, he has a problem with that
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Old 05-21-2015, 03:08 PM   #22306
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Originally Posted by sixshooter View Post
LOL at using the #1 worst bank in the country for customer service, and then complaining about customer service.

1. Find a local-ish bank with good customer service
2. get better rates on EVERYTHING
3. ????? (wait for it)
4. profit! (no, really. Actual profit!)
Local bank is nice and all, till you go out of town for an extended period of time.

There aren't a whole lot you can bank at across the country, as in walking in and depositing a check in nearly any state. Bank of America worked for me till I didn't need that convenience any more. I'd like to know what the **** their beef is, but they don't even know.
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Old 05-21-2015, 03:11 PM   #22307
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For about 10 years I used only credit unions. San Diego County Credit Union, and Florida Central Credit Union.

I still have my accounts with both of them, even though I don't live in either place anymore. Really nothing but positive things to say about the credit union concept in general. Marginally higher rates of interest on deposit accounts, and never had any BS.

Opened a TD Bank account when I moved to NY because I needed a local POP. No gripes with them either.
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Old 05-21-2015, 03:21 PM   #22308
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I hold an account with a local credit union and then another account at PNC. I love them both for different reasons. The credit union gives me much more favorable terms on loans and PNC is just very convenient. Never had a problem with either.
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Old 05-21-2015, 03:35 PM   #22309
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I use wells fargo for my national bank. This is mostly because when I was a kid my parents started me at First Union and they were bought multiple times and I have just stayed around out of convenience. I have never had any issues with them whats so ever. I also use USAA for banking, but that is more for loans and savings and such.
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Old 05-21-2015, 05:03 PM   #22310
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Wells Fargo customer since 93. They bought everyone else so now I have branches pretty much everywhere I go.

Sure they're marginally annoying if you want to keep an inactive account open indefinitely (no activity in 10 years), but otherwise I've had zero problems.
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Old 05-21-2015, 05:17 PM   #22311
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PNC for a couple decades now. Other then wanting to treat me like "family" no issues. Personal + family + business = too many accounts...
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Old 05-21-2015, 05:37 PM   #22312
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<p>
Quote:
Originally Posted by bahurd View Post
PNC for a couple decades now. Other then wanting to treat me like &quot;family&quot; no issues.
</p><p>Did PNC Bank try to touch you in your special place? </p>
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Old 05-21-2015, 05:51 PM   #22313
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Did PNC Bank try to touch you in your special place?

Almost...
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Old 05-21-2015, 06:25 PM   #22314
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If PNC would stop making changes to their website ever few months, I would like them much more.

+1 for credit unions. The one I use has a network of affiliate ATMs for taking cash out. Its a little less convenient when you need to get a cashiers check or loan, but the benefits far outweigh the distance to the nearest physical location. Savings rates even on basic checking accounts are 10x better than the big banks best savings account rates.
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Old 05-21-2015, 07:26 PM   #22315
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My interest bearing checking account with the local bank pays about 4x as much as the SAVINGS account at Wells. The savings account is over 8x higher interest rate. They learned my name quickly even though I don't come by often. A couple of the ladies ask about my wife and kid by name as well. It's...nice.
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Old 05-21-2015, 07:34 PM   #22316
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Quote:
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<p></p><p>Did PNC Bank try to touch you in your special place? </p>
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Old 05-21-2015, 07:56 PM   #22317
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Quick question:

Are the fuel supply and return lines the same size on our cars?
(I have an NB, but mine is a return system)

Getting the calipers under the manifold is a pain.

(I mean the hard lines, btw)
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Old 05-24-2015, 04:42 PM   #22318
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Apparently they are the same size.
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Old 05-25-2015, 06:21 PM   #22319
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Hrmm.. Explain like I'm 5 why it would be in my best interest to switch to a local credit union. Currently with Capital One, its in my wallet.
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Old 05-25-2015, 11:05 PM   #22320
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Hrmm.. Explain like I'm 5 why it would be in my best interest to switch to a local credit union. Currently with Capital One, its in my wallet.
Higher rates of interest on deposit accounts, lower rates of interest on loans.

Primarily of importance only if you keep relatively large amounts of liquid cash in deposit and/or prefer to take loans from the same institution with which you normally bank.
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