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What do you guys pay for car insurance?

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Old 07-21-2007, 03:34 PM
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Originally Posted by kotomile
What's the typical drop I can expect when I turn 25 in a couple months?
mine dropped over $100 a month when I turned 25, thank god!
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Old 07-21-2007, 05:56 PM
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schweet.
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Old 07-21-2007, 09:15 PM
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314.60 a month...haha **** coverage too.
just a miata.clean record and im 19
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Old 07-21-2007, 09:27 PM
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Originally Posted by turbopezz
314.60 a month...haha **** coverage too.
just a miata.clean record and im 19
Ah, taken it up the ***, aren't you
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Old 07-21-2007, 09:38 PM
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for real

NY and cars don't mix.
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Old 07-23-2007, 01:10 PM
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Originally Posted by Joe Perez
Who is your insurer? I pay State Farm damn near the same amount for my SV650 as I do Geico for the car, and SF was the lowest quote I could find.
HEY! another SV650 rider!

I just got insured by McGraw last week. $150/year for liab only on the '00 SV.

my cars are a LOT more tho:
32yo male, 1 accident, 1 tix last 3 years + 25yo female, no tix, no accident
Los Angeles City
$1100/6 months for '96 Miata, '02 S2K and '01 Saab 9-3.
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Old 07-23-2007, 03:53 PM
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I pay $50 per month to Geico, which isn't too bad considering that I live in NJ. I remember the insanity of paying $300 a month when I was a teenager.
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Old 07-23-2007, 04:09 PM
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Originally Posted by Joseph B
I pay $50 per month to Geico, which isn't too bad considering that I live in NJ. I remember the insanity of paying $300 a month when I was a teenager.

I pay $290 a month now, all-risk, or full coverage as you call it
only 19 y/o so it should drop a fair amount...

from what I've spent on insurance in one year could get me 220rwhp
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Old 07-24-2007, 12:06 AM
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Originally Posted by turbopezz
314.60 a month...haha **** coverage too.
just a miata.clean record and im 19
ARE YOU ******* KIDDING ME! Really man you need to shop around. When I first started driving many places wanted 200+ dollars. I found a company that cost 75. I now pay 60. Shop around you are paying way too much.
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Old 07-24-2007, 12:09 AM
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Originally Posted by Oscar
I pay $290 a month now, all-risk, or full coverage as you call it
only 19 y/o so it should drop a fair amount...

from what I've spent on insurance in one year could get me 220rwhp
Unless you have a brand new Miata and still paying payments I feel its a waste of money to have collision on a Miata since they are not worth very much. Not worth paying 3480 a year when your car is only worth 3-7k. And dropping collision isn't the end of the world, just don't hit anybody! Plus its not like they are going to cover all of your go fast turbo goodies.
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Old 07-24-2007, 01:45 AM
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yea,i did shop around other joints wanted 400-500 a month.

the thing is where i live is you do need a car(its not like manhattan) and the insurance companies know this,sooo they **** you and laugh.

a few months back there was a article in the local newspaper about the insurance agencies triple charging us.(even more then brooklyn)
just for the fact that people will pay.but im sure that poltician got payed off.
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Old 07-24-2007, 02:01 AM
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Man I thought CA was bad. Jesus move to New Jersey
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Old 07-24-2007, 11:08 AM
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I bet KY has alot less mass transit and further for people to drive daily than NY pezz, but i agree insurance company's are screwing us. Anytime a 19 year old pays 220$ a month for a 8 year old camry on basic liability there is a problem.
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Old 07-24-2007, 02:23 PM
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indeed there's a problem. but let's not solely blame the ins.co. yah?

the basic problem is 19 year olds statistically gets into more accidents. they send more text msgs while driving, talk on the cell, and other general tomfoolery with friends, etc. because they don't respect the act and privilege of driving.

if americans drove like (western) europeans or the japanese, we wouldn't have to bitch about our ins. rates.
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Old 07-24-2007, 02:26 PM
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30 years old, married, hung like a horse

96 miata
90 civic wagon
01 CRV
$130/mo

we just got a lexus IS300 and are getting rid of the CRV hopefully it wont kill us on insurance :(
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Old 07-24-2007, 05:16 PM
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31 Single Male Sunnyvale, CA

AAA Insurance

0 traffic pts

1990 Miata (liability)
1994 Integra (liability)

Total Monthly payments: $86
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