How much is your insurance going up?
Just got out of our annual benefits meeting, appears as if I want to keep my current plan (which is already a CDHP with a high-deductible and a separate HSA), it's going up ONLY 20%!
They have created a new CDHP plan that doubles my deductibles and out-of-pocket maximums ($2700/5400 to $5000/$10000), that is roughly 33% of the cost of my current plan, I'll likely take that option since I'm 31 and the wife is 28. |
im trying to remember if there was ever a fiscal year my insurance DIDN'T go up...
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Originally Posted by Braineack
(Post 1063930)
im trying to remember if there was ever a fiscal year my insurance DIDN'T go up...
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Originally Posted by z31maniac
(Post 1063945)
Actually at my current job my insurance didn't go up this year vs last, but at my previous job our raises were so low that every year for 3 I took home less money because the raise wouldn't cover the increase in healthcare...........let along any real measure of inflation.
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Yep, just about every year we gotta drop our pants and take it. If you choose not to suckle the government teat and actually work for your money and benefits, you get shafted pretty hard, no lube.
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I actually just got on a new plan, its significantly cheaper, but my deductible is a little higher.
I wish my car insurance would get cheaper... |
Originally Posted by z31maniac
(Post 1063925)
Just got out of our annual benefits meeting, appears as if I want to keep my current plan (which is already a CDHP with a high-deductible and a separate HSA), it's going up ONLY 20%!
They have created a new CDHP plan that doubles my deductibles and out-of-pocket maximums ($2700/5400 to $5000/$10000), that is roughly 33% of the cost of my current plan, I'll likely take that option since I'm 31 and the wife is 28. |
Originally Posted by Full_Tilt_Boogie
(Post 1063976)
I wish my car insurance would get cheaper...
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My fiance's insurance was about $200/month for the past year. Starting next month, for the same plan, she'll be paying $500/month!!! I'm so glad the affordable care act made care so much more affordable.
I'm Active Duty military, wedding is scheduled about 14 months from now. Because of the Affordable care act, we're now planning to do a court marriage in about a month. It doesn't make financial sense to pay $500/month for private insurance when health insurance for military dependants is....well, paid for by you all. |
Thread turns into political debate in 3.....2......
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I was just helping someone who is a state employee with their benefits. Health insurance through HMO or PPO was $50/month.
The tradeoff is this person makes about what a new elementary school teacher makes, but this person has to work 16 hour shifts and deal with murderers, felons, and the criminally insane. So, you know... Tradeoffs. |
I miss having cadillac insurance.
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Originally Posted by Braineack
(Post 1064004)
I miss having cadillac insurance.
Term made up by elitists to convince the worthless that the valued are thieves. A more appropriate term would be "Earned Insurance". One day, we'll tell our grandchildren what it was like to have "freedom". |
have you ever been a gov't employee and privy to their insurance rates/packages?
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Originally Posted by 18psi
(Post 1063999)
Thread turns into political debate in 3.....2......
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lol yeah I figured. my biggest gripe about the political discussions is they get so big so fast I get too lazy to keep up with them lol
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My personal portion of my premiums that i'm responsible for are going up by a touch over 250%.
And my employer contributions to my HRA are being cut in half. Deductible and OOP max are staying constant. Basically.... i just took a good $4k-$6k pay cut starting January 1st. You know... Affordable Care Act or whatever. |
The irony is that, if you didn't have employer sponsored insurance available, some of you might be able to get health insurance cheaper through the exchanges.
If those exchanges were operational, that is. |
Originally Posted by Scrappy Jack
(Post 1064082)
The irony is that, if you didn't have employer sponsored insurance available, some of you might be able to get health insurance cheaper through the exchanges.
If those exchanges were operational, that is. |
My health insurance is $58 a month.
Annual Deductible $3,250 Annual Out-of-pocket Maximum $5,250 pay for everything up to the deductible then the insurance steps in for 100% of costs. I am a 23 year old male so this fits my current needs. (i.e. keeps me from going bankrupt in the event of a major health problem other than cancer.) Not sure how this stacks up to others in a comparable situation. |
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