Miata Help
02-05-2016, 08:09 AM
#2
Dear Matthew,
When I was young and unemployed, I lived with my parents.
Then I got a job making $7.50/hour and was able to start scraping by.
Eventually I scored a job for $15.00/hour and was able to find a place with a roommate. I had a $200/month car payment and I ate lots of peanut butter and jelly. I also had car insurance in case I totaled my Miata - I knew I couldn't afford to not have a car.
Eventually, I got a much better job. After saving up some money for the down payment...no screw that...after using my VA loan, I was able to buy my very own house. Eventually I got some promotions, then got a girlfriend who made more than I did. Today, each of us independently makes more than twice the average U.S. Household income. We are in our young 30's and saving to retire at age 60. We have our first child on the way.
There is one problem.
I want to retire earlier.
Maybe 55, maybe 50 - heck, I'd like to retire fully from work at 40 and just vacation for the rest of my life. It's hard going to work.
Could you please start a gofundme page for me and then donate the proceeds from your gofundme page to mine? I don't have the time to start my own gofundme page, and since I'm not asking for money you've earned, you should at least agree to split it 50/50.
If you do not agree with my entitlement to the funds you raise, you are entitled to your opinion, but I'd prefer that you either give me money or go away.
When I was young and unemployed, I lived with my parents.
Then I got a job making $7.50/hour and was able to start scraping by.
Eventually I scored a job for $15.00/hour and was able to find a place with a roommate. I had a $200/month car payment and I ate lots of peanut butter and jelly. I also had car insurance in case I totaled my Miata - I knew I couldn't afford to not have a car.
Eventually, I got a much better job. After saving up some money for the down payment...no screw that...after using my VA loan, I was able to buy my very own house. Eventually I got some promotions, then got a girlfriend who made more than I did. Today, each of us independently makes more than twice the average U.S. Household income. We are in our young 30's and saving to retire at age 60. We have our first child on the way.
There is one problem.
I want to retire earlier.
Maybe 55, maybe 50 - heck, I'd like to retire fully from work at 40 and just vacation for the rest of my life. It's hard going to work.
Could you please start a gofundme page for me and then donate the proceeds from your gofundme page to mine? I don't have the time to start my own gofundme page, and since I'm not asking for money you've earned, you should at least agree to split it 50/50.
If you do not agree with my entitlement to the funds you raise, you are entitled to your opinion, but I'd prefer that you either give me money or go away.
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02-05-2016, 02:32 PM
#9
Before anybody ***** all over this kid, his story seems legit... not the way I'd go about it, but then again, my dream of being a Marine wasn't just snatched away from me for something that wasn't my fault.
I found a few social media references and it all points to a kid who graduated high school last year, joined the Corps over the summer and didn't make it through boot camp. He's had a few actual jobs and indicated currently works full time as a "chef"... if he was here in VaBch, I'd probably take him to lunch and see if I could help in a way that didn't involve giving him any money. Kids do **** different nowadays and he'll either figure life out or he won't. Gofundme isn't equivalent to our paper routes or mowing lawns, but if people are just giving away money, why the **** wouldn't you?
He can at least write well, makes complete sentences and didn't make a single punctuation mistake. He's a Korean and if he gets his **** together will probably own a couple mini-malls and drive a slightly used 750il in a few years... maybe even marry a white chick.
Here's the car... looks driveable... somebody in LA with connections to SoCal Miata Club could probably hook him up with a new front end on loan assuming the suspension is all good. Then you just gotta teach him not to text and drive and get some insurance.
https://www.facebook.com/mynamestacobell?ref=br_rs_WyJrZXl3b3Jkc19zZWFyY2gi XQ%3D%3D
I found a few social media references and it all points to a kid who graduated high school last year, joined the Corps over the summer and didn't make it through boot camp. He's had a few actual jobs and indicated currently works full time as a "chef"... if he was here in VaBch, I'd probably take him to lunch and see if I could help in a way that didn't involve giving him any money. Kids do **** different nowadays and he'll either figure life out or he won't. Gofundme isn't equivalent to our paper routes or mowing lawns, but if people are just giving away money, why the **** wouldn't you?
He can at least write well, makes complete sentences and didn't make a single punctuation mistake. He's a Korean and if he gets his **** together will probably own a couple mini-malls and drive a slightly used 750il in a few years... maybe even marry a white chick.
Here's the car... looks driveable... somebody in LA with connections to SoCal Miata Club could probably hook him up with a new front end on loan assuming the suspension is all good. Then you just gotta teach him not to text and drive and get some insurance.
https://www.facebook.com/mynamestacobell?ref=br_rs_WyJrZXl3b3Jkc19zZWFyY2gi XQ%3D%3D
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02-05-2016, 03:47 PM
#11
I gave up my relationships, friends and belongings so I could move away and work two jobs and sell my car to afford my first year of college (which included accruing massive amounts of debt). I rode the bus 60 miles a day and rode my bike 19 miles a day for three of those undergraduate years while still maintaining a part time job.
I'm sure he can buck up and take care of himself. No sympathy from my end, he just has to find out what is really important and realize these luxury's will still be here once his life is in order.
I honestly don't mean to sound like an *******, but I guess I'm bitter because there was never any empathy for my struggle, not from friends or family. Perhaps I'm hardened to this idea because America. What's wrong with having a bicycle and public transport?
I'm sure he can buck up and take care of himself. No sympathy from my end, he just has to find out what is really important and realize these luxury's will still be here once his life is in order.
I honestly don't mean to sound like an *******, but I guess I'm bitter because there was never any empathy for my struggle, not from friends or family. Perhaps I'm hardened to this idea because America. What's wrong with having a bicycle and public transport?
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02-05-2016, 07:14 PM
#19
I always forget about cost of living. I calculated his pay rate at over $28k a year before taxes. Not much, but certainly enough to get by pretty comfortably as a single person sharing rent, if you are living frugally.
But $28.5k in Manteca, CA is equivalent to about $19k in Jackson, MS. So yeah, that's tight.
That said, I have lived on $19k a year (and less, when I first got out of school). Health insurance was the killer. I went about 12 months without it when I was 23 because there was no way I could afford it.
But $28.5k in Manteca, CA is equivalent to about $19k in Jackson, MS. So yeah, that's tight.
That said, I have lived on $19k a year (and less, when I first got out of school). Health insurance was the killer. I went about 12 months without it when I was 23 because there was no way I could afford it.
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