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Old 12-09-2006, 07:15 PM
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Default Everyone's Insurance

What is everyone's monthly rate for insurance for their miata?
why is your insurance so low/high?
Who is your insurance provider?

(just created this thread for an interesting topic)
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Old 12-09-2006, 07:20 PM
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I used to pay 250 a month at one time it was 350 a month now 130 or so a month sometimes they are just out to **** you no matter what miata is no more expensive overall than any other normal car of the same year. btw this is liability priciing one ticket and one wreck from age of 19 now 23.
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Old 12-09-2006, 07:37 PM
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I pay 80 for the GTO and 20 for the jeep.
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Old 12-09-2006, 07:44 PM
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I'm around $2500 per year for everything (house, cars, bikes). 26, no at-faults, one not at fault (bitch ran a red light). Full coverage on all vehicles with high limits and low deductibles. AllState carries most of it, but the bikes are through progressive and a couple of the cars are through haggerty.

If your miata is not your daily driver, take a serious look at collector/specialty car insurance. In my case it's about 1/3 the cost of going with a normal policy, but with the same or greater coverages.
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Old 12-09-2006, 08:03 PM
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I forget what it is, but I pay $270 a month for full coverage on the Miata and my work car (06 Chevy HHR)

I'm 24 with a decent record
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Old 12-09-2006, 08:22 PM
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23 with one accident. State Farm.
$120/mo on the CRV
$27/mo on Miata
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Old 12-09-2006, 08:25 PM
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22 no accidents
100-120/mon on camry+miata - full
52/month on motorcycle - liability

Last edited by Loki047; 12-09-2006 at 09:53 PM.
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Old 12-09-2006, 08:28 PM
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Z28 and miata=$70 a month
One accident from drunk guy hitting me at stoplight
USAA insurance.
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Old 12-09-2006, 08:28 PM
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130 a month liability only
geico
7 violations - 4 speeding 3 wreckless
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Old 12-09-2006, 08:45 PM
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Around 85 a month full coverage.
1 speeding ticket
1 running a red light ticket
Titan insurance
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Old 12-09-2006, 08:46 PM
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it's meaningless if you post what you pay without coverages.
I'm 150/month for the miata and my beater truck.

miata has 500 deductible on comp and collision and $5000 in added parts coverage. truck is just liability

my bike is just liability, i pay 180 a year

insurance is progressive for everything

oh forgot to mention i'm 26 in suburban philadelphia with no tickets and no at fault accidents
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Old 12-09-2006, 08:47 PM
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Like i said when they want to **** you insurance is a major butthurt i hate the insurance iundustry almost as much as i hate buicks. :( but atleast i am edging towards sane rates. my bike is only 150 bucks a year all with minimumliability coverage.
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Old 12-09-2006, 09:07 PM
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I'm in New Jersey; need I say more?
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Old 12-09-2006, 10:43 PM
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'99 4x4 Ranger, full coverage with $500/$100 deductible collision/comprehensive = $155 a month.

'99 Miata with same coverage at = $65 a month.

20 years old with one speeding ticket in Dekalb county Georgia and one collision in Tennessee. Don't speed in Dekalb, the ladies in the court office weren't too nice to the white out-of-stater.
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Old 12-09-2006, 10:58 PM
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Originally Posted by olderguy
I'm in New Jersey; need I say more?
i live in staten island new york, S.i. got the worst quotes out of the whole state.and there was a big thing ib the papers about everyone getting screwed.

18,not tickets no at faults.
under my name $500 a month.
under parents $140 a month.
this is for basic cheapest pos plan possible.
and ny parents dont want to put me under there plan again.
so my car which i dont think could take down a 2x4 has no insurance.
but i turn 19 in a month or might go under my old brothers policy.
sorry about the long post just the dmv and mostly everything out here is a big run around and a bunch of ********,plus i refuse to pay that insane price.
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Old 12-10-2006, 01:07 PM
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Age: 23 in 5 days
Provider: State Farm
Rate: 650/6monhts comprehensive (roughly $110/mn)
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Old 12-10-2006, 01:23 PM
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I believe my insurence is about 820$ every 6 months through USAA. I am 19 and on my parents account. I think I have a 1000$ eductable though which sucks.
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Old 12-10-2006, 01:49 PM
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$700 each year for two miatas. Liability only, one driver, 23 years old. I am insured through esurance and found them to be one of the lowest rates to go for liability only. My accident coverage is the 10k I have managed to put into savings :P
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Old 12-10-2006, 02:06 PM
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i cry when i see your guys's rates on bike insurance.. I used to pay 36 bucks a month, in Illinois when i was 22, i then moved to Phoenix, and no one had told me that Phoenix was the bike insurance **** you in the *** place of america. They wanted 4500 a year to insure my R6. I had to get rid of it, that was more than my payment on the damn thing. If i had a cruiser, AKA Harley, it would have been like 1200. I hate insurance in AZ
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Old 12-10-2006, 02:10 PM
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Im in illinois and pay 52 on the bike, what coverage and what size?
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