Homeowner's/Renter's will cover tools but they won't cover the wheels and the parts. If you read the policy, "cars and their parts" will be specifically excluded from coverage.
I understand the the OP is no longer here, but still good info for the rest of you. Homeowner's policy is the most boring, dry reading that everyone SHOULD read at least once. Your auto policy as well.
Years ago I had someone steal a car from my garage and ironically enough, a set of wheels. State Farm forced me to make a claim for the car and a seperate claim for the wheels on my homeowners because they wanted the deductible. I can't quote the policy langauge.
gearhead_318
01-13-2012 01:00 PM
Why did you have somebody steal your car?
hankclaussen
01-18-2012 10:23 PM
Originally Posted by gearhead_318
(Post 819686)
why did you have somebody steal your car?
lol
vehicular
01-18-2012 11:05 PM
Originally Posted by hustler
(Post 818840)
Who gives a ---- about cracker-jack China ---- wheels? As I see it, the thief did him a favor.
Ha! My first thought was who the hell steels Tenzo wheels and Nexen tires?
