Paypal Questions
 

I want to buy a LC 1 from WOT and KnocksenseMS but both sellers want me to pay using Paypal. I have had a paypal account for a while, but I don't know much about it. I have two debit cards listed on my paypal account.

Right now I have 60 dollars on my Paypal account from selling things on the forums. I have money on one of my debit cards. When I was going to pay WOT 189 for a LC 1, it said that 129 would be removed from my Regions bank account, and if the funds were insufficient, it would then pull them from my credit card.

Here's the thing, the Regions account and the 'credit' card are both debit cards I have. One is Regions bank, the other from a credit union. I want to pay with the other debit card, not the regions, as that's the one with the money on it. I set the other card as the primary account, but Paypal still says it will remove money from the regions account first, then the other.

If I go ahead and send payment, it will try to charge 130 to my Regions account that has 20 in it, and then it will take the rest from the other card.

Will this cause an overdraft in my Regions account, or will it just zero it out, then switch to the other? Can I change it so that I can just pay with my other card?

Yes, you select which card you like to use when sending payment. I always use VISA myself, versus the debit account, as you have additional recourse if the seller screws you. (Not that WOT would)

There is a dropdown menu, or link when selecting payment type. Pretty easy. Paypal gives you a BS page how it is better to use a bank account vs credit card, just ignore it.

you can chose which card it comes from. under "payment options" or "more funding options" or something like that

just remove the card you don't want to use, mine always overcharged the wrong card :vash:

Yeap, worked. They should make a button that says "that was easy"

untill the really fuck something up and then you hate them.