Now imagine you go to work tomorrow and find out you have the option of making $1500/mo or have to go to another country (with a high level of unemployment) to find a new job...

Milton is persuing his financial goals. He might be heading down a different path than you, but the effect is basically the same.

- L

i make 2k a month during the winter and 1500 during the summer and that change is a major pain in the ass. i dont want to think about what it would be like to loose 2k a month, especially if you like to indulge yourself every once in a while. you get used to a certain life and trying to adjust your way of living to accommodate a lower wage is a lot more difficult then you think. all of a sudden something that you could buy without a second thought might be the thing that causes your bank account to hit $0. but at least you have a savings account just in case.

How would you feel if you had to take a $500 reduction in pay? Do you suppose it would affect your life-style? You don't know his situation and can't possibly have an opinion on how his money is used.

I don't know his situation, correct. I do know my own, and even at $2k, I don't live beyond reasonable means.

NOTE: No matter how much you bring in, be sure it's more than you send out.

Besides, he's built an $18k safety net, obviously he manages his finances correctly, and could **likely** easily adjust to $2k less per month.

PS: Are we talking gross or net btw? I don't think it was ever mentioned.

He's exempt. Gross = Net.