Woot. I'm debt free
 

:fawk::fawk::fawk::fawk:

3 years, hard work.

Now to save for a house.

hey man, share the wealth!

:fawk: redistribution of wealth

Exactly, you'll be forced to share it soon enough, don't worry.

Now get married, and start paying off the wife's student loan debt ;)

Congrats on being debt free. It's easier to stay there than it is to get there, so you are over the hump now.

:bowdown:

Two more years of student loan payments and I'm joining this crew.

Thats awesome man, congrats. The feeling of not owing anything to anyone is a great feeling.

+1 on that. I have been debt free (other than house payment) for over 20 years. My house will be paid for in 3 years. I really need to put new siding on the house and build a new garage.

congrats!

Congrats! My parents wasted a lot of money and really paid for it in the long run, keep it up.

I owe $419 on our mortgage and my wife starts a decent job (Hagerty collector car insurance) after raising our two kids and struggling for six years. Until she makes me buy another house out of hickville, we're golden. I need to borrow $ and buy a car before she spends it all! Actually, I have $16K on zero percent credit cards but I have $17K in the bank. I love freeloading credit card companies, sorry about the crisis everyone. :)

It sucks having school debt, thats why I had a full scholarship. :fawk:

Well done sir. You unfortunately are in the minority and revolving debt has much to do with out present economical situation. Wish more folks followed your lead.

I send $861 per month in on student loans. Hold me.

Geez, I hope that isn't the min. payment :bang:

We need a " I'm Out of Student Loan Debt" thread, so we can celebrate as we all get out. I'm 6 months away! wooo!

Good work, man! Now staying that way...............

TWO more payments on my student loans. very exciting.

Yeah, that's the minimum. I've been sending $1400-2500 per month ever since I bought the turbo shit for my car. If I had an extra $800 per month, my life would be really different.

Ain't that the truth. The wife's isn't nearly that high, but it certainly isn't something I like paying every month.

Just student loan and house payment here. Cant wait to be rid of both, that would be a great feeling.

I have a relative in $40k debt on credit cards alone. cant understand how people do that.

Me: $270,000 - student loans.

$1800/month minimum payments.

Ughhh. That's more than my mortgage payment.

i'm still forking over for about 10 more months, i had to pay off the wifes first, along with her car, credit cards, mother, and sister. WTF:vash:

if i wasn't seriously addicted to vagina i'd have 40-50K more in the bank right now just from my wife

Lawyer? Damn I feel bad cause I've borrowed 9K in two years and probably gonna borrow another 25K to get through the rest of college.

those in debt, cant you ask for a bailout? They be just printin money and giving it out these days I hear

I too have a mortgage w/o that pesky house... A bit less than a third of you. Hope to be in the OPs shoes one day, doubt it will be soon...


Congrats, OP!

Be honest with me.. What do you have to show for that?

God Damn Kenzo! I'm guessing you didn't go to Chico State (like me).

I've got $30k left on the house, but I'm in no hurry to pay that off.

A lifetime profession that I can't get out of even if I wanted to, since I'm too deep in it.

FAIL.

What you need is to get a full ride with the state TOPS program and THEN get a lucrative scholarship. :D

My university paid ME almost $4,000 per semester in excess financial aid (what was left over after paying my full tuition and books, supplies, etc.) to go there.

:fawk:

Well I didn't wanna get too personal... But at that kind of debt, that profession had better be 100k+ BARE minimum.

What field?

Yeah it was hard (i'm a teacher). I have been out of college for 4 years, I didnt work that first and when I did it was min-wage.

I paid around 35-40k dollars (Stu loan, and getting my current miata after selling my 92). Some of my friends have gone hardcore like me and are in their late twentys (like me) and out of debt with enough to put almost 1/4 of a houses worth as a down if they wanted to.

Some of my other friends, well you can lead a horse to water but they will use their CC to go by a bottle of water instead.

all I can say is thank God I followed my parents advice on:
1. 1 CC only for emergencies or use as a Debt card.
2. Live under my means (they bought a house about 12 years ago. Low fixed interest rate, and they bought well in their means.) No free freddy/fannie money.
3. SAVE

Healthcare.

I should have guessed. Well, if we can keep socialism out of our Government, you'll be set for life. :bowrofl:;)

I see what you did there.:giggle:

What I do? ;)

Actually if things keep up like they are, we'll all be helping him repay his college debt. Cause you know, god forbid someone would have to, ha! Take responsibility for their own life...

Back on Topic.. I'm happy, the only debt I have is the lower right hand vehicle in my signature, and its 3/4 paid off. ;) I'm not a home owner, though. :mad: