Wow. Somehow I lost track of the storyline, I have Progressive insurance on my boat, and to be honest, they are they best value, but to represent the underinsured, well makes no sense, but does insurance make sense, no, first buying insurance for uninsured, who cares I'm covered, second, insurance for underinsured, isnt that up to them to buy insurance? I have been accident free for a long time while keeping my cdl, Im going to follow this story to its end, if they did what has been stated here, I'll drop them, concerened,