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-   -   insurance cost (https://www.miataturbo.net/general-miata-chat-9/insurance-cost-29794/)

jrw 03-05-2009 05:39 PM


Originally Posted by NA6C-Guy (Post 377825)
If you total your car, do you get a chance to get any parts back? Or would you have to buy it back for salvage? In which case, what do you think the salvage value for a totaled Miata would be (say a fully smashed front end). Half of the blue book? a third?

most insurance companies won't have a problem with your removing the a/m pieces as long as they are replaced with the OEM parts. if I totaled my car or thought it was totaled and it was not drivable, I would have it towed home and pull all the good parts before they took it to the auction.

my Miata was a total that I'm rebuilding, I have $1000 in the car with the towing, which was $200 BTW. I would say the original owner could have bought the car back for $300~400 maybe, just a ballpark. just depends on the company and your estimater I think.

oh yea, I would try and stay away from Geico...

BarrigaNA 03-05-2009 05:52 PM

Older cars = less to insure. That being said...35 or 37/month from Progressive.

I own a house though, 26 and live in a good hood.

Quinn 03-05-2009 07:07 PM

24
No kids
Not Married
Home Owner

91 Miata $100,000/300,000 Liability
99 Miata Full Coverage
95 Civic SI $100,000/300,000 Liability
93 Suburban $100,000/300,000 Liability

$140.17 per month. Although, I just got my first real speeding ticket that I had to pay (60 in a 40), I am hoping that it does not go up. Other than that, I had two tickets in the past year: one non-moving violation that I paid and one BS moving violation that got dismissed after sending it in not guilty.

Qckslvr 03-05-2009 07:35 PM

State Farm
2nd-3rd highest automotive crime rate city
home owner
36
married

85 735i + 90 Miata + full coverage and uninsured = $120 per month
The house is a seperate policy

NA6C-Guy 03-06-2009 01:16 AM


Originally Posted by jrw (Post 378043)
oh yea, I would try and stay away from Geico...

Why is that?

Quinn 03-06-2009 09:58 AM


Originally Posted by NA6C-Guy (Post 378195)
Why is that?


I used to have Geico. By switching to my current provider I saved 600.00 a year.

amex101 03-06-2009 10:34 AM

With full coverage, towing, and rental coverage. $69.00 month.

Cspence 03-26-2009 10:47 PM

Just added my miata to my plan and it only went up $15.00 a month.
Geico
24
No speeding tickets
Liability only


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