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Old 07-29-2015, 11:59 PM   #21
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In this episode of "Everyone on MT.net is actually a trust fund baby......"
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Old 07-30-2015, 12:04 AM   #22
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<p>Lol at trust fund. You for real? My parents don't make much over 6 figures combined...</p><p>I just went to school on a full ride and my parents didn't have to pay for anything. They are investing a downpayment in a new house and letting me live there and take care of it. I'm receiving no actual money from them. I've been working at summer internships completely unrelated from my parents (small contracting business and a nurse practitioner) for the past 3 summers and got my own job as a software engineer.</p><p>Have you seen my car? I wish I had a ******* trust fund. Instead I have beat up **** that I DIY together to make things work.</p><p>Sorry they managed their money correctly and have some extra cash to invest in a possible profitable venture and to help out their son. I'm receiving no money from them in this deal and the mortgage will be paid fully by me and whatever rent I collect from roomates. I've worked ******* hard to get where I am, don't insult me like that.</p>
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Old 07-30-2015, 12:11 AM   #23
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Want to do one in Oregon?
PM me, I would be happy to help you out.
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Old 07-30-2015, 10:45 AM   #24
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I recommend getting a mortgage quote from Pentagon Federal Credit Union. Their rates are very good and so is their service. They were recommended to me and I compared lenders and chose to use them. Having financed and refinanced several homes, there are a ton of "gotchas" for a new buyer. Expend the effort to get good faith estimates from three lenders and then study the differences. Google terms and line items if you don't understand them. Know what is pure fluff and bank profit and what are necessary costs.

But choosing the correct property is very important.
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Old 07-30-2015, 12:25 PM   #25
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<p>Lol at trust fund. You for real? My parents don't make much over 6 figures combined...</p><p>I just went to school on a full ride and my parents didn't have to pay for anything. They are investing a downpayment in a new house and letting me live there and take care of it. I'm receiving no actual money from them. I've been working at summer internships completely unrelated from my parents (small contracting business and a nurse practitioner) for the past 3 summers and got my own job as a software engineer.</p><p>Have you seen my car? I wish I had a ******* trust fund. Instead I have beat up **** that I DIY together to make things work.</p><p>Sorry they managed their money correctly and have some extra cash to invest in a possible profitable venture and to help out their son. I'm receiving no money from them in this deal and the mortgage will be paid fully by me and whatever rent I collect from roomates. I've worked ******* hard to get where I am, don't insult me like that.</p>

That you are so butthurt about a little internet ribbing speaks volumes.

/trolling

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Old 07-30-2015, 12:28 PM   #26
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<p>I grew up in a school with plenty of trust fund/old money people. If you have ever been to Portland you would see that half of the &quot;hipsters&quot; are there on their parents dime. I've worked hard to make something for myself, not sure how that makes me a trust fund baby. I normally take internet ribbing better than your average person, but I don't take being called a lazy trust fund baby well.&nbsp;</p>
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Old 07-30-2015, 12:31 PM   #27
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you're a lazy trust fund hipster vegetarian

*edit: and dirty

lelz
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Old 07-30-2015, 12:33 PM   #28
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<p>Shut up Californian ****. At least we have that thing called water up here (even if I don't use it ever)</p><p></p><p>I'm actually a really big PETA supporter.</p><p><img src="http://cimg2.ibsrv.net/gimg/www.miataturbo.net-vbulletin/460x460/80-peta_people_eating_tasty_an_sticker_rectangular_ba c9e6957488e143dc7bff8477353b808b6e731f.jpg" title="" /><br /><br />&nbsp;</p>
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Old 07-30-2015, 12:35 PM   #29
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we have this thing called e85. it makes our cars faster. who even needs water

I too am a very dedicated PETA supporter
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Old 07-30-2015, 12:36 PM   #30
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<p>Psh, so do we. Yank actually just tuned his on it, and next up is flex fuel tuning.</p>
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Old 07-30-2015, 12:37 PM   #31
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we have this thing called e85. it makes our cars faster. who even needs water

I too am a very dedicated PETA supporter
You also have inspections and smog regulations and traffic jams. it makes your cars slower.
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Old 07-30-2015, 01:14 PM   #32
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we have this thing called e85. it makes our cars faster. who even needs water

I too am a very dedicated PETA supporter
Hmmmm E85.

I love it. Even though there are only 4 stations in the whole metro area that sell it!
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Old 07-30-2015, 01:37 PM   #33
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You also have inspections and smog regulations and traffic jams. it makes your cars slower.
I hear non-Californians say things like that a lot...

I've lived in Florida, Ohio, North Carolina, Texas, Socal, Norcal, Jersey, NYC, and NYS. In some of those places, we had no emissions inspections, no smog inspections, and even no income tax.

I would absolutely move back to SoCal tomorrow, without even a moments' hesitation, if the right job opportunity presented itself.
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Old 07-30-2015, 01:39 PM   #34
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Because most of the other places blow chunks right? Nothing to do, nowhere to go, boring and depressing?
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Old 07-30-2015, 01:42 PM   #35
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Didn't see the PNW on that list. Don't know what your missing
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<br />But don't tell anyone else that. Its getting too crowded.
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Old 07-30-2015, 01:56 PM   #36
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Back on topic...
I personally would be very careful about accepting a $60k+ donation... That kind of money generally comes with substantial strings attached (like living in your parent's investment house). I probably have a different relationship with my parents though hah.
Since your parents have that kind of liquid money floating around (which most don't!) I'd save that safety net for when you get laid off

If I were you (which I was ~8 years ago), I'd save my cash, pay my own way and not owe anyone (accept the bank ). Patience... And go back to grad school; Tek will pay for it. You'll thank me later.

This is all from experience...
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Old 07-30-2015, 02:02 PM   #37
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<p>To be clear, the downpayment would not be a donation. Its looking more like the loan will fully be in their name. It would be them investing in a house that I can live in. Because my sister is currently at a private&nbsp;college my parents are looking to put money in places that will give her more financial aid.&nbsp;</p><p>Rent will be substantially cheaper, and allow me to save more of my own cash.</p><p>Grad school has always been a goal. I need a break from school though. School has always been a struggle for me and I was really over it by the time I finished undergrad. A few years off, some time to get sick of work, and explore what I actually want to study will do me well.</p><p>Thanks for the advice.</p>
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Old 07-30-2015, 02:16 PM   #38
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Quote:
Originally Posted by Joe Perez View Post
I hear non-Californians say things like that a lot...

I've lived in Florida, Ohio, North Carolina, Texas, Socal, Norcal, Jersey, NYC, and NYS. In some of those places, we had no emissions inspections, no smog inspections, and even no income tax.

I would absolutely move back to SoCal tomorrow, without even a moments' hesitation, if the right job opportunity presented itself.
What does your point have to do with what I said? I was only being sarcastic. It's just personal preference man, hell some of us live where we do because of our career... It doesn't mean one place is better than the other.
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Old 07-30-2015, 02:18 PM   #39
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We are just better people
Shhh no tears, only dreams now
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Old 07-30-2015, 02:25 PM   #40
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Because most of the other places blow chunks right? Nothing to do, nowhere to go, boring and depressing?
I just like everything about SoCal, and particularly north San Diego county.

The landscape is gorgeous. The weather is unbeatable. The roads are awesome. The economy is healthy. The infrastructure (electrical, sewer, bridges, etc) is not 100 years old and falling apart. There's no road salt. And the taxes and cost-of-living, despite what some people think, are actually pretty damn reasonable as compared to places I'd want to live on the east coast.

Having to deal with CARB and not being allowed to purchase certain military rifles is a very minor price to pay.




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Didn't see the PNW on that list. Don't know what your missing
<br />
<br />But don't tell anyone else that. Its getting too crowded.
I've spent time in both Seattle and Portland on business, and I lived for a short while in Santa Clara (silicon valley.)

All were decent. All were preferable to most other places.

Given a choice between NYC and PNW, it'd be a tough call. I'm not a big fan of snowboarding, flannel or weed, so a lot of the usual draws don't apply to me. Each place has its own unique charms, with Manhattan making up for in general awesomeness what it gives up to the PNW in shitty weather and $3,000 a month rent.
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