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Old 12-01-2010, 02:24 PM   #1
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Default So I matched into a residency program

So for the last year, I've been doing a fellowship in craniofacial genetics, with an emphasis in cleft lip and palate.

I applied for orthodontics 3 months ago and just got the good news today. I matched with my #1 program! I hope to do a cleft lip and palate emphasis during the residency.

Just wanted to share the news. MT orthodontic hook ups after the 27 month residency!

I'm in the hole over $470k, including dental school!
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Old 12-01-2010, 02:37 PM   #2
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So you can pull out my 4 wisdom teeth for cheap and give me good drugs?
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Old 12-01-2010, 02:40 PM   #3
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Wow, I'm pissed that I owe 20k for graduate school! So, do residents make bank?
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Old 12-01-2010, 02:45 PM   #4
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How do you even get cosigned into that much student debt? Do you have ilke 10 different cosigners?
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Old 12-01-2010, 02:52 PM   #5
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I'm assuming lenders know we can pay it back, so they don't have a problem lending. I don't have any co-signers.
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Old 12-01-2010, 02:54 PM   #6
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Wow, I'm pissed that I owe 20k for graduate school! So, do residents make bank?
Some programs get a stipend, usually hospital based ones. However, I ranked a private school #1, so I get to pay them!
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Old 12-01-2010, 03:22 PM   #7
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470k?!!!!!!!!!!!!!!!!


wowwwwwwwwwwwww
Makes my school debt look silly lol.

You're going to make bank though, and as long as you enjoy what you do you're set.


I have a friend in the middle of his dental hygenist program, and I honestly can't deal with teeth. Wanted to become a dentist, but quickly changed majors after seeing some crazy ****.
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Old 12-01-2010, 04:38 PM   #8
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Dude if you were to make people's teeth as white as your car, you would have bought 2 Ferraris by now.
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Old 12-02-2010, 12:56 PM   #9
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470k isn't bad. My brother in law owes 750k, he's an oral surgeon.
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Old 12-02-2010, 01:38 PM   #10
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They talk about a lack of students going into the medical field. I wonder why...
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Old 12-02-2010, 11:28 PM   #11
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You also have to consider opportunity cost and compounding. Who wants to be broke as **** and not be able to begin investing until 30 to 35..
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Old 12-02-2010, 11:45 PM   #12
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Dude if you were to make people's teeth as white as your car, you would have bought 2 Ferraris by now.
lolol
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Old 12-02-2010, 11:48 PM   #13
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470k isn't bad. My brother in law owes 750k, he's an oral surgeon.
That's less than three years for a good oral and maxillofacial surgeon.
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Old 12-03-2010, 12:40 AM   #14
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Originally Posted by Joseph B View Post

You also have to consider opportunity cost and compounding. Who wants to be broke as **** and not be able to begin investing until 30 to 35..
http://www1.salary.com/Surgeon-Oral-Salary.html

After doing some basic math, I think he'll be doing fine. We'll still be on miata forums in 20 years.. he'll be on maserati forums lol
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Old 12-03-2010, 07:57 AM   #15
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That still neglects the future value of total loan payments and investments. Not saying they don't earn a great living, but that overshadows the true cost involved.

Some people choose to drive Miatas. There are many people I work with that have Corvettes, Porches, Mercedes, BMWs, and theres even an NSX in the parking lot. I personally don't want a loan larger than the one I already have for my 2010 Mustang and I wouldn't want to waste cash with 0% financing.
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