My car was hit today, will they try to total it? 92 NA6 150,000 miles - Miata Turbo Forum - Boost cars, acquire cats.

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Old 09-25-2009, 08:16 PM   #1
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Default My car was hit today, will they try to total it? 92 NA6 150,000 miles

My car was rearended by a 08 Tahoe today, and I picked up the repair quote a few minutes ago. I'm afraid they are going to try and total the car, but the only thing really wrong with it before the damage was the paint job.

The Damage.

The thing that really has me worried was the 2248.45 quote. They guy who hit me though he was going to get off with paying me $500.00 cash. My MSPNP cost more than that. The guy had the tahoe, and a 05 M5 on the insurance card, but he only has Liability coverage from a company I have never heard of.

I'm really worried.
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My car was hit today, will they try to total it?  92 NA6 150,000 miles-2009-09-25-12.38.27.jpg   My car was hit today, will they try to total it?  92 NA6 150,000 miles-2009-09-25-12.38.38.jpg   My car was hit today, will they try to total it?  92 NA6 150,000 miles-2009-09-25-12.38.51.jpg  
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Old 09-25-2009, 08:18 PM   #2
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Wouldn't think they would total it for that. Then again I have never had an accident.
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Old 09-25-2009, 08:24 PM   #3
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Well that rear quarter panel is the unibody (aka frame), so they can only pound out and bondo that section, and since its wrinkled and kinked, it'll never be the same. It'll never match the the bumper, the light will never fit quite right, and your trunk will most likely never line up either. I'd take the money and buy the car back (you can do that, right?) then buy a cheap NA with decent paint, swap your go-fast bits on/into it and part the rest.
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Old 09-25-2009, 08:25 PM   #4
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I think they will, it doesn't take much for them to do it these days.
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Old 09-25-2009, 08:33 PM   #5
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I looked for a NA in price range of the repair cost and I can't find anything locally. But I doubt they will offer the actual repair cost. I think I'm pretty much screwed on this. I expect buying the car back will not be an option, because of the overall cost.
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Old 09-25-2009, 08:58 PM   #6
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my buddy sells quarter panels for cheap. Rear Quarter Panels (NA)

get in touch with him: I Sell Miata Parts - Used Mazda Miata Parts for your car by BTDTRacing. (email is on the website)
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Old 09-25-2009, 08:58 PM   #7
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Ouch, those rear hits are the worst. Good luck with that.
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Old 09-25-2009, 09:02 PM   #8
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Oh yeah that's going to be a total loss as far as insurance is concerned. Just get as much money as you can and do a buy back if you want to keep the car. How does your neck feel?

Also you would have to be an idiot to have liability only with those expensive cars! I wonder what the deal with that is?
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Old 09-25-2009, 09:04 PM   #9
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time for some wide fenders and some custom fiberglass body work

Most good shops should be able to fix that though
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Old 09-25-2009, 09:45 PM   #10
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I don't think I would go the wide fender route with the miata, but on top of that I think widebody fenders are rather expensive. Plus its nust not me.

But I do realize after driving my car home, I really like my car, I don't need a 1.8 I would prefer they just fix what I have now.

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time for some wide fenders and some custom fiberglass body work

Most good shops should be able to fix that though
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Old 09-25-2009, 10:25 PM   #11
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bondo it up then, have it painted and move on
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Old 09-25-2009, 10:27 PM   #12
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he had an 05 M5 on there?

Ream his *** on that insurance. Never take money as an option, always deal through insurance.
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Old 09-25-2009, 10:29 PM   #13
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first things first man go to a shop and get a quote and see what they can do.

This is not a major problem that you have there and its fixable.
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Old 09-25-2009, 10:33 PM   #14
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One thing I have noticed from being in a couple of wrecks is that afterward the car never "feels" the same. Handling seems a lot different.
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Old 09-25-2009, 10:44 PM   #15
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If buying it back is not an option, go ahead and start replacing eveything with oem parts while you still have the car cause once the adjustor sees it, eveything will have to stay. As mentioned, buy another shell with the insurance money you get and swap everything over. I've seen two NA shells on craigslist for less than 1k in the last month.
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Old 09-25-2009, 10:52 PM   #16
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Quote:
Originally Posted by triple88a View Post
first things first man go to a shop and get a quote and see what they can do.
Quote:
The thing that really has me worried was the 2248.45 quote


On that note though, it would be a good idea to get a 2nd, 3rd and 4th opinion.
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Old 09-25-2009, 11:42 PM   #17
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Quote:
Originally Posted by ARTech View Post
If buying it back is not an option, go ahead and start replacing eveything with oem parts while you still have the car cause once the adjustor sees it, eveything will have to stay. As mentioned, buy another shell with the insurance money you get and swap everything over. I've seen two NA shells on craigslist for less than 1k in the last month.
**** that! This is my main worry with my car...the time I've spent adding all these parts is immense...and if someone ***** up my body beyond repair then they are paying the labor to have all my parts "swapped" over to the new car-because only by doing that will I be in the same situation as before:an undamaged modified Miata.

Looks like it is still drivable-so that really puts you in the "driver's seat" no pun intended...your car isn't being held hostage by some insurance company. I HOPE YOU CALLED THE COPS AND IT'S DOCUMENTED TO BE THIS GUYS FAULT. I wouldn't even talk to my insurance about it-only go through his since it was his fault obviously. Advise them that it is in their best interest to fix the car because otherwise it will cost $x dollars for them to pay to have all of your parts swapped over to another car. You should have the car put on a frame alignment rack and assessed for any abnormalities also...YOU call the shots because it's your car and this guy fucked it up. And how does someone drive an M5 with liability only-if it is financed (most likely the case) the lienholder should require full coverage-of course a lot of ghetto ***** just buy short term comp then drop down to liability-so what I'm saying here is that you need be careful about being too hard with the insurance company because after that you have the option of taking the guy to court in a civil suit-but if he's broke then the insurance company might be your best bet. If the car frame is ok and drivability is satisfactory I would get the highest quote you can find for repair then get his company to cut you a check-then have it fixed the cheapest way you can find on your own. Stick it to them...these ******* half-*** driving their SUVs are going to kill someone-I have an SUV and know how to ******* drive-but I see PLENTY of dumbfucks who don't know or care of the death potential they are driving.
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Old 09-25-2009, 11:58 PM   #18
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what scott is trying to say is, play his insurance company, don't let them play you
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Old 09-26-2009, 12:22 AM   #19
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Quote:
Originally Posted by scottv View Post
Advise them that it is in their best interest to fix the car because otherwise it will cost $x dollars for them to pay to have all of your parts swapped over to another car.
Good luck getting insurance to pay for aftermarket modifications and especially labor on installation.
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Old 09-26-2009, 12:51 AM   #20
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Quote:
Originally Posted by ARTech View Post
Good luck getting insurance to pay for aftermarket modifications and especially labor on installation.
If you have reciepts of all modifications and parts for your car it will help the value. It has been discussed in other "omg my carz wreaked wut now?" threads

If they don't drop you because of your mods as one member has also found out
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