Everyone's Insurance - Miata Turbo Forum - Boost cars, acquire cats.

Welcome to Miataturbo.net   Members
 


Insert BS here A place to discuss anything you want

Reply
 
 
 
LinkBack Thread Tools Search this Thread
Old 12-09-2006, 08:15 PM   #1
Junior Member
Thread Starter
 
Join Date: Nov 2006
Posts: 215
Total Cats: 0
Default Everyone's Insurance

What is everyone's monthly rate for insurance for their miata?
why is your insurance so low/high?
Who is your insurance provider?

(just created this thread for an interesting topic)
savior is offline   Reply With Quote
Old 12-09-2006, 08:20 PM   #2
:(
iTrader: (7)
 
Join Date: Jul 2006
Location: nowhere
Posts: 8,281
Total Cats: 2
Default

I used to pay 250 a month at one time it was 350 a month now 130 or so a month sometimes they are just out to **** you no matter what miata is no more expensive overall than any other normal car of the same year. btw this is liability priciing one ticket and one wreck from age of 19 now 23.
magnamx-5 is offline   Reply With Quote
Old 12-09-2006, 08:37 PM   #3
Elite Member
 
Philip's Avatar
 
Join Date: Dec 2004
Posts: 3,270
Total Cats: -4
Default

I pay 80 for the GTO and 20 for the jeep.
Philip is offline   Reply With Quote
Old 12-09-2006, 08:44 PM   #4
Ben
Supporting Vendor
iTrader: (33)
 
Ben's Avatar
 
Join Date: Jul 2006
Location: atlanta-ish
Posts: 12,689
Total Cats: 99
Default

I'm around $2500 per year for everything (house, cars, bikes). 26, no at-faults, one not at fault (bitch ran a red light). Full coverage on all vehicles with high limits and low deductibles. AllState carries most of it, but the bikes are through progressive and a couple of the cars are through haggerty.

If your miata is not your daily driver, take a serious look at collector/specialty car insurance. In my case it's about 1/3 the cost of going with a normal policy, but with the same or greater coverages.

Last edited by Ben; 12-09-2006 at 09:25 PM.
Ben is offline   Reply With Quote
Old 12-09-2006, 09:03 PM   #5
Senior Member
 
Join Date: Mar 2005
Location: Holiday, FL
Posts: 563
Total Cats: 0
Default

I forget what it is, but I pay $270 a month for full coverage on the Miata and my work car (06 Chevy HHR)

I'm 24 with a decent record
Fritch is offline   Reply With Quote
Old 12-09-2006, 09:22 PM   #6
Elite Member
iTrader: (11)
 
Trent's Avatar
 
Join Date: Feb 2006
Location: Louisiana
Posts: 1,625
Total Cats: 5
Default

23 with one accident. State Farm.
$120/mo on the CRV
$27/mo on Miata
Trent is offline   Reply With Quote
Old 12-09-2006, 09:25 PM   #7
Elite Member
iTrader: (6)
 
Loki047's Avatar
 
Join Date: Sep 2005
Location: Chicago
Posts: 4,145
Total Cats: 0
Default

22 no accidents
100-120/mon on camry+miata - full
52/month on motorcycle - liability

Last edited by Loki047; 12-09-2006 at 10:53 PM.
Loki047 is offline   Reply With Quote
Old 12-09-2006, 09:28 PM   #8
Senior Member
 
boostinsteve's Avatar
 
Join Date: Oct 2006
Location: Honolulu, HI
Posts: 563
Total Cats: 0
Default

Z28 and miata=$70 a month
One accident from drunk guy hitting me at stoplight
USAA insurance.
boostinsteve is offline   Reply With Quote
Old 12-09-2006, 09:28 PM   #9
mxv
Senior Member
iTrader: (4)
 
Join Date: Oct 2005
Location: South Carolina
Posts: 582
Total Cats: 0
Default

130 a month liability only
geico
7 violations - 4 speeding 3 wreckless
mxv is offline   Reply With Quote
Old 12-09-2006, 09:45 PM   #10
Senior Member
 
Join Date: Apr 2005
Location: NAS Oceana/VA
Posts: 759
Total Cats: 0
Default

Around 85 a month full coverage.
1 speeding ticket
1 running a red light ticket
Titan insurance
getsidewaysd1 is offline   Reply With Quote
Old 12-09-2006, 09:46 PM   #11
Elite Member
iTrader: (3)
 
Mach929's Avatar
 
Join Date: Oct 2004
Location: lansdale PA
Posts: 2,500
Total Cats: 0
Default

it's meaningless if you post what you pay without coverages.
I'm 150/month for the miata and my beater truck.

miata has 500 deductible on comp and collision and $5000 in added parts coverage. truck is just liability

my bike is just liability, i pay 180 a year

insurance is progressive for everything

oh forgot to mention i'm 26 in suburban philadelphia with no tickets and no at fault accidents
Mach929 is offline   Reply With Quote
Old 12-09-2006, 09:47 PM   #12
:(
iTrader: (7)
 
Join Date: Jul 2006
Location: nowhere
Posts: 8,281
Total Cats: 2
Default

Like i said when they want to **** you insurance is a major butthurt i hate the insurance iundustry almost as much as i hate buicks. :( but atleast i am edging towards sane rates. my bike is only 150 bucks a year all with minimumliability coverage.
magnamx-5 is offline   Reply With Quote
Old 12-09-2006, 10:07 PM   #13
AFM Crusader
iTrader: (18)
 
olderguy's Avatar
 
Join Date: Oct 2004
Location: Wayne, NJ
Posts: 4,438
Total Cats: 84
Default

I'm in New Jersey; need I say more?
olderguy is offline   Reply With Quote
Old 12-09-2006, 11:43 PM   #14
Elite Member
iTrader: (13)
 
cjernigan's Avatar
 
Join Date: Oct 2006
Location: Atlanta, GA
Posts: 8,147
Total Cats: 6
Default

'99 4x4 Ranger, full coverage with $500/$100 deductible collision/comprehensive = $155 a month.

'99 Miata with same coverage at = $65 a month.

20 years old with one speeding ticket in Dekalb county Georgia and one collision in Tennessee. Don't speed in Dekalb, the ladies in the court office weren't too nice to the white out-of-stater.
cjernigan is offline   Reply With Quote
Old 12-09-2006, 11:58 PM   #15
Senior Member
 
Join Date: Dec 2005
Posts: 865
Total Cats: 0
Default

Quote:
Originally Posted by olderguy View Post
I'm in New Jersey; need I say more?
i live in staten island new york, S.i. got the worst quotes out of the whole state.and there was a big thing ib the papers about everyone getting screwed.

18,not tickets no at faults.
under my name $500 a month.
under parents $140 a month.
this is for basic cheapest pos plan possible.
and ny parents dont want to put me under there plan again.
so my car which i dont think could take down a 2x4 has no insurance.
but i turn 19 in a month or might go under my old brothers policy.
sorry about the long post just the dmv and mostly everything out here is a big run around and a bunch of ********,plus i refuse to pay that insane price.
turbopezz is offline   Reply With Quote
Old 12-10-2006, 02:07 PM   #16
Elite Member
iTrader: (3)
 
Join Date: May 2006
Location: Houston, TX
Posts: 2,900
Total Cats: 0
Default

Age: 23 in 5 days
Provider: State Farm
Rate: 650/6monhts comprehensive (roughly $110/mn)
Arkmage is offline   Reply With Quote
Old 12-10-2006, 02:23 PM   #17
mkturbo.com
iTrader: (24)
 
shuiend's Avatar
 
Join Date: May 2006
Location: Charleston SC
Posts: 13,775
Total Cats: 1,106
Default

I believe my insurence is about 820$ every 6 months through USAA. I am 19 and on my parents account. I think I have a 1000$ eductable though which sucks.
shuiend is offline   Reply With Quote
Old 12-10-2006, 02:49 PM   #18
Elite Member
iTrader: (5)
 
akaryrye's Avatar
 
Join Date: Jul 2006
Location: Central California
Posts: 2,526
Total Cats: 0
Default

$700 each year for two miatas. Liability only, one driver, 23 years old. I am insured through esurance and found them to be one of the lowest rates to go for liability only. My accident coverage is the 10k I have managed to put into savings :P
akaryrye is offline   Reply With Quote
Old 12-10-2006, 03:06 PM   #19
Senior Member
iTrader: (2)
 
Join Date: Feb 2006
Location: Mesa, AZ
Posts: 999
Total Cats: 0
Default

i cry when i see your guys's rates on bike insurance.. I used to pay 36 bucks a month, in Illinois when i was 22, i then moved to Phoenix, and no one had told me that Phoenix was the bike insurance **** you in the *** place of america. They wanted 4500 a year to insure my R6. I had to get rid of it, that was more than my payment on the damn thing. If i had a cruiser, AKA Harley, it would have been like 1200. I hate insurance in AZ
adbradley is offline   Reply With Quote
Old 12-10-2006, 03:10 PM   #20
Elite Member
iTrader: (6)
 
Loki047's Avatar
 
Join Date: Sep 2005
Location: Chicago
Posts: 4,145
Total Cats: 0
Default

Im in illinois and pay 52 on the bike, what coverage and what size?
Loki047 is offline   Reply With Quote
 
 
Reply

Related Topics
Thread Thread Starter Forum Replies Last Post
Please school me on life insurance... samnavy Insert BS here 14 10-11-2015 12:21 AM
SOLD-Rear knuckle/spindle upper spherical bearing adapter hi_im_sean Miata parts for sale/trade 1 09-16-2015 01:45 PM
Where to start? JamesNZ DIY Turbo Discussion 12 11-29-2007 07:01 PM
What do you guys pay for car insurance? Vashthestampede Insert BS here 55 07-24-2007 06:16 PM
how do you guys with "daily drivers" insure your maitas? hustler Insert BS here 28 01-07-2007 09:19 PM


Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



All times are GMT -4. The time now is 06:38 AM.