Originally Posted by gearhead_318
(Post 969952)
I went to go see the white car with the hard top today. Very nice, he even had maintenance records. I talked him down a bit and I'm gonna go ahead and try to buy it, assuming NavyFed doesn't try and ass rape me again with the interest rate, and assuming everything checks out when I have it looked at.
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All loans for used cars are rapage.
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I'm going to get forcibly sodomized on the interest rate no matter what, but I am putting money down. Part of the reason I'm buying the car is to help develop credit, that way when I want to buy a house someday I'll have a good credit history.
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I'd suggest finding a good bank to build a relationship and stay there. We have had 3 prior auto/motorcycle loans through a certain credit union. When we went to get a loan on an '04 Jetta diesel with no money down, they lent us the full amount without asking for proof of anything at a 4.5% rate. Not the best ever but it's not a newer car.
I'm not some old guy with amazing credit either, I'm 26. Anyway, yes build your credit with that pretty white car. It really looks like a nice one! |
Use a credit union if you can. Better interest rates on your money, as well as on loans.
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Originally Posted by turbofan
(Post 970024)
I'd suggest finding a good bank to build a relationship and stay there. We have had 3 prior auto/motorcycle loans through a certain credit union. When we went to get a loan on an '04 Jetta diesel with no money down, they lent us the full amount without asking for proof of anything at a 4.5% rate. Not the best ever but it's not a newer car.
I'm not some old guy with amazing credit either, I'm 26. Anyway, yes build your credit with that pretty white car. It really looks like a nice one!
Originally Posted by rleete
(Post 970084)
Use a credit union if you can. Better interest rates on your money, as well as on loans.
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USAA is awesome. Once you build up a relationship with then you'll get the best rates there. I'm a car salesman and people who finance through USAA are always very happy with them.
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Originally Posted by Mobius
(Post 970006)
All loans for used cars are rapage.
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The guy sold the white car out from under me. We agreed on a price, and a time for me to come and pick it up and pay the man, and I get an email saying its gone. Fuck.
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what an asshole dude
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Originally Posted by gearhead_318
(Post 972126)
The guy sold the white car out from under me. We agreed on a price, and a time for me to come and pick it up and pay the man, and I get an email saying its gone. Fuck.
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Does anyone know of another turbo kit coming out in the next few years? I remember hearing about somebody looking at making a kit other then flyinmiata and begi, just cant remember who.
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TSE, Track speed Engineering.
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Originally Posted by turbofan
(Post 972155)
TSE, Track speed Engineering.
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They've got a thread around here somewhere on it. If you haven't found it by tomorrow or nobody posts it I'll dig it up. I feel like there was a CARB discussion but perhaps no. You said you have to go pre-2000?
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Originally Posted by turbofan
(Post 972189)
They've got a thread around here somewhere on it. If you haven't found it by tomorrow or nobody posts it I'll dig it up. I feel like there was a CARB discussion but perhaps no. You said you have to go pre-2000?
My options are to either get a pre 2000 car so I can legally turbocharge it in the state of CA, get a NB with a 6 speed and wait to turbocharge it until my enlistment is up and I go back home, or get a MSM. I'm wanting a nice MSM with low miles but the waiting is killing me and the closest one that would be in my price range if I sold my NA right now is 300 miles away, and I'd like to avoid going that far. There is one with 85K that is close, but this is a car I intend on keeping for a very long time, so I'd like to find one with closer to 40K on the clock. |
Everyone with NavyFed I've met hates them. I've loved USAA for years. My last loan for my '99 was at 5% last year. No money down. Quick call to ask, approved for 110% of book, didn't use it all, went and got the car. Done.
I grew up in SoCal and I can say screw Cali smog laws. Did something change? Older than 12 yrs you can boost? Got a guy to pay under table? |
Originally Posted by TorqueZombie
(Post 972219)
Everyone with NavyFed I've met hates them. I've loved USAA for years. My last loan for my '99 was at 5% last year. No money down. Quick call to ask, approved for 110% of book, didn't use it all, went and got the car. Done.
I grew up in SoCal and I can say screw Cali smog laws. Did something change? Older than 12 yrs you can boost? Got a guy to pay under table? The people that keep calling are nothing but a bunch of assholes when we keep telling them this is a new business and he isnt here anymore... he owes $170 dollars for some fees and they actually asked us to pay to stop the calling... just as a suggestion... |
Dude... there's a clean MSM within 300 miles that's in your price range and you're ruling it out? That's not even that far, especially in an MSM.
But it seems like maybe you've got some financing issues to work out. Have you decided you're going to take a destructive interest rate, or have you find a different/decent financial institution that will loan you money at a reasonable rate? I know you were looking for a cheaper car because of it, but where are you at now? Screwit I'm getting what I want? lol |
Oh... and yes, that's the thread I'm talking about. Funny how it starts out with some noob asking the same retarded question: what's safe WHP on my stock bottom end? and it turns into the most informative TSE turbo kit thread.
Skimmed the first page. Looks like they're not pursuing CARB legal kits. Is it difficult to have someone pass it under the table? I had a Jetta VR6 with a bad secondary air pump so it had a CEL and failed emissions but pay the guy an extra $70 and good to go... |
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