Originally Posted by brgracer
(Post 480949)
First off, that statistic that the US has only average healthcare when compared to the rest of the world is total BS as it's based on a formula that heavily weighs access to care.
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Originally Posted by Braineack
(Post 481160)
‘‘SEC. 1173A. STANDARDIZE ELECTRONIC ADMINISTRATIVE TRANSACTIONS.
‘‘(2) GOALS FOR FINANCIAL AND ADMINISTRATIVE TRANSACTIONS.—The goals for standards under paragraph (1) are that such standards shall— ‘‘(D) enable the real-time (or near real-time) determination of an individual’s financial responsibility at the point of service and, to the extent possible, prior to service, including whether the individual is eligible for a specific service with a specific physician at a specific facility, which may include utilization of a machine-readable health plan beneficiary identification card; |
I personally would rather they perform whatever service, without judgment on my bank account. The idea of the govt having electronic real-time access to all your personal/private data is not win.
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Originally Posted by Braineack
(Post 481239)
I personally would rather they perform whatever service, without judgment on my bank account. The idea of the govt having electronic real-time access to all your personal/private data is not win.
It's little different in practice from when mag strips started showing up on the backs of drivers' licenses. I have to swipe my DL and be entered into a Federal database every time I buy Claritin-D, because some jackasses figured out that pseudoephedrine was a handy precursor manufacture of methamphetamine and methcathinone. Do I find it a trifle irritating? Sure. Has it negatively impacted my quality of life? Not that I can tell. With deference to Thomas Jefferson, of course. |
Originally Posted by Braineack
(Post 481239)
I personally would rather they perform whatever service, without judgment on my bank account. The idea of the govt having electronic real-time access to all your personal/private data is not win.
you know, like when you get preauthorized for your current insurance for a given procedure. |
Originally Posted by msydnor
(Post 481142)
If you have privare insurance they are not deciding anything, you insurance company is.
The government rate will be the new rock bottom and what ever you have now will increase in cost to a point of being eqaul or more expensive than the governments terms the ins companys are in this to make profits not see that people live better lives. Idealy in there world everyone would have insurance until they where hurt or about to die then they would no longer be a burden on the system and the revenue they put in would not need to be expended back into them. When you think about it thats a ingenius business modle, kill your cleints in just enough time so that they can garuntee your profit margins. And brainwash future generations to accept there control. |
Something else I haven't seen come up is the paperwork. I have never had an easy experience with anything involving the federal government and paper work. Can you just imagine how much bullshit paper work and run around you will get any time you have to renew or change information, and god forbid you have to use the insurance. I can just see it now. Just imagine the DMV bullshit, except for you are forced to deal with it, not optional. Or if you don't deal with it you get fined out the ass.
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Originally Posted by NA6C-Guy
(Post 481478)
Something else I haven't seen come up is the paperwork. I have never had an easy experience with anything involving the federal government and paper work. Can you just imagine how much bullshit paper work and run around you will get any time you have to renew or change information, and god forbid you have to use the insurance. I can just see it now. Just imagine the DMV bullshit, except for you are forced to deal with it, not optional. Or if you don't deal with it you get fined out the ass.
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Originally Posted by magnamx-5
(Post 481470)
Ok have you stopped to think about those of us who have the option to have or currently have insurance that is cheaper than what is outlined by the government. What do you think is going to happen to those people? I will give you one gues.
The government rate will be the new rock bottom and what ever you have now will increase in cost to a point of being eqaul or more expensive than the governments terms the ins companys are in this to make profits not see that people live better lives. Idealy in there world everyone would have insurance until they where hurt or about to die then they would no longer be a burden on the system and the revenue they put in would not need to be expended back into them. When you think about it thats a ingenius business modle, kill your cleints in just enough time so that they can garuntee your profit margins. And brainwash future generations to accept there control. |
Because I expect the government insurance to strangle out everything else, making it unaffordable or even non existent.
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Lolz at still thinking the Govt can run any program effectively. Did you get your swine flue vaccine yet or are you still waiting in line?
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OMG OMG OMG!!!!
I just came up with this awesome idea! Get this... So, there's like 10% unemployment rate right now, 2% above the promised rate if there was no recovery package. So here's what we do. We implement a huge health care overhaul, taxing companies that don't provide health care, enough care, or that don't cover part time employees, etc, basically making it harder for a smaller business to operate efficiently. So more small businesses close up shop, and more stop hiring, basically stagnating grow. Then we require this huge number of unemployed to purchase buy health care or be taxed!!! I'M FUCKING GENIUS!!!! We hurt business and growth, which will increase the unemployment rate. On top of that, this will pretty much require more people to live off McDonalds, effectively getting unhealthier!!!! DO YOU SEE HOW BRILLIANT I AM!?!!? So more people will be unemployed, forced to buy health insurance, but health care will be more 'affordable'! omg, i can't believe the thing i come up with sometimes...this is epic. :brain: |
Originally Posted by Braineack
(Post 481578)
OMG OMG OMG!!!!
I just came up with this awesome idea! Get this... So, there's like 10% unemployment rate right now, 2% above the promised rate if there was no recovery package. So here's what we do. We implement a huge health care overhaul, taxing companies that don't provide health care, enough care, or that don't cover part time employees, etc, basically making it harder for a smaller business to operate efficiently. So more small businesses close up shop, and more stop hiring, basically stagnating grow. Then we require this huge number of unemployed to purchase buy health care or be taxed!!! I'M FUCKING GENIUS!!!! We hurt business and growth, which will increase the unemployment rate. On top of that, this will pretty much require more people to live off McDonalds, effectively getting unhealthier!!!! DO YOU SEE HOW BRILLIANT I AM!?!!? So more people will be unemployed, forced to buy health insurance, but health care will be more 'affordable'! omg, i can't believe the thing i come up with sometimes...this is epic. :brain: |
Originally Posted by Braineack
(Post 481578)
On top of that, this will pretty much require more people to live off McDonalds, effectively getting unhealthier!!!! DO YOU SEE HOW BRILLIANT I AM!?!!?
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Originally Posted by NA6C-Guy
(Post 481572)
Because I expect the government insurance to strangle out everything else, making it unaffordable or even non existent.
I've got news for anyone with those $50/month plans... just TRY to go in and get some kind of procedure you need done and see what happens. It's a fucking scam. |
Originally Posted by y8s
(Post 481595)
so decent health insurance at $400 a month is affordable?
Having to pay that might mean I go without other luxuries in my life, but hell if I am dead I can not enjoy those luxuries anyways. |
Ironically, that's exactly what I've been paying for the past year (well, $400.86, to be precise) since I'm still on the old COBRA plan and haven't taken the time to find something better. I have done some looking around and seen that plans comparable to my current one in terms of coverage, limits, deductibles / coinsurance, etc., seem to be available in the $100-$175 range (and from reputable companies such as UHC) which isn't too bad at all.
I fail to see any reason why private insurance companies will jack up their rates. If anything, the gov't option should (in theory) give them the ability to dump a lot of their high-risk / low-margin customers onto the Fed, and then reduce rates for more desirable customers in order to woo us in. magnamx-5's scenario seems to pre-suppose price fixing on a rather colossal scale. That's not too hard to do if you're in the sugar trade, but I can't see a bunch of huge insurance corporations having the skill and agility to pull it off. Their policy is dictated by the marketing dept. |
Originally Posted by msydnor
(Post 481537)
Not sure exactly what you are saying but it appears you think your insurance is cheaper than what the government is going to offer? which will make your insurance go up? Highly unlikely, one of the reasons for te public option to provide a less expensive option than what you can get now.
What i am willing to pay for is a 30-50 dollar a month 70-30 plan with 6k outlay annual and 2mill limit. Give me that and im fine, and realy any person should be fine with something like that. These fucking designer plans are ridicuoulous if something falls off or you can't stop the bleeding go to get it fixed other than that die like a man. |
Originally Posted by magnamx-5
(Post 481670)
lol yeah it is way cheaper. MY employer offers us shit for about 100 bucks a month. Im to cheap to shell out for that though.
What i am willing to pay for is a 30-50 dollar a month 70-30 plan with 6k outlay annual and 2mill limit. Give me that and im fine, and realy any person should be fine with something like that. These fucking designer plans are ridicuoulous if something falls off or you can't stop the bleeding go to get it fixed other than that die like a man. |
Originally Posted by msydnor
(Post 481678)
That's awesome. I know a lot of people, and I mean a lot of people that pay $800 a month for insurance. I was suprised because being retired military my premiums are very reasonable. There was a thread on another car website of guys talking about how their premiums have recently increased. Their increases was more than my whole policy, and these are guys that are mostly conservative republicans and are against the healthcare bill.
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