How (and why) to Ramble on your goat sideways
10-27-2016, 03:15 PM
No, only one plan. They do offer something...it's a little confusing, because the heading for the sections says "FSA", but the body of that section says "Health Savings Account" and "HSA". However, it also states a maximum contribution of $2550 per year, which is the limit for an FSA, not an HSA.
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10-27-2016, 03:37 PM
I'm self employed and have to buy my own coverage. For my family (spouse and one dependent) it is currently just over $700 a month for a bronze plan. Looks like next year is going to be substantially more. At this point it is tempting to manually set up a savings account and pay the penalty for not having insurance. The bronze coverage is so bad that if something awful did happen, we would still be screwed.
For mine I pay $673 and yesterday got the notice it's going up to $712. Not a bad plan coverage wise if I was ever to get ill enough to need it but with premium + deductible...
For my wife I pay <$400 month.
At least the insurance cost is a deduction "above the line".
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10-27-2016, 04:40 PM
Moderator
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Where are the videos of Obama saying healthcare would be cheaper and you can keep the coverage you had? I swear, that guy's funnier than Chris Rock.
Mine just went up a little bit on the first of October. Our employer can't afford to match 401k contributions right now because he's trying to keep the healthcare costs in check.
Give me some good news.
Mine just went up a little bit on the first of October. Our employer can't afford to match 401k contributions right now because he's trying to keep the healthcare costs in check.
Give me some good news.
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10-27-2016, 05:09 PM
EDIT: On the other hand, I did just get a request to record a CEO address tomorrow morning...
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10-27-2016, 05:14 PM
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Amazon Prime finally screwed me. On the 25th I ordered 6 items I would really liked to have had before the weekend. All 6 items were Prime and they split it into 3 shipments. None of them are expected to arrive until Monday the 31st 
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10-27-2016, 06:18 PM
SADFab Destructive Testing Engineer
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I've never looked at my company health care because under 26 but I just took a look.
Looks like for me, spouse, family would be <$200 a month for full coverage, $3500 max, $1200 deductible.
Just for me, $50 a month, $600 deductible.
Bunch of stuff that is copay only, not from deductible.
No ******* clue what any of this means...
Looks like for me, spouse, family would be <$200 a month for full coverage, $3500 max, $1200 deductible.
Just for me, $50 a month, $600 deductible.
Bunch of stuff that is copay only, not from deductible.
No ******* clue what any of this means...
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10-27-2016, 07:04 PM
I've never looked at my company health care because under 26 but I just took a look.
Looks like for me, spouse, family would be <$200 a month for full coverage, $3500 max, $1200 deductible.
Just for me, $50 a month, $600 deductible.
Bunch of stuff that is copay only, not from deductible.
No ******* clue what any of this means...
Looks like for me, spouse, family would be <$200 a month for full coverage, $3500 max, $1200 deductible.
Just for me, $50 a month, $600 deductible.
Bunch of stuff that is copay only, not from deductible.
No ******* clue what any of this means...
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10-27-2016, 07:36 PM
Once I did an apples to apples comparison it was going to be an $18k drop in (post-benefits, pre-tax) salary.
I called tonight and turned them down like a bedspread. They were willing to negotiate up another $8k, maybe $10k if I pushed it, but it still wouldn't be close. We parted ways amicably.
Finishing my next certification middle of next month.
I called tonight and turned them down like a bedspread. They were willing to negotiate up another $8k, maybe $10k if I pushed it, but it still wouldn't be close. We parted ways amicably.
Finishing my next certification middle of next month.
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10-27-2016, 08:03 PM
SADFab Destructive Testing Engineer
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Who knows if it will last. I really have never looked into it.
My mom works for the state and has unbelievable benefits, so I never even really worried about it.
I also have a younger sister, so they are paying for "family" insurance anyways.
My dad just had a knee replacement. $10 copay.
My mom works for the state and has unbelievable benefits, so I never even really worried about it.
I also have a younger sister, so they are paying for "family" insurance anyways.
My dad just had a knee replacement. $10 copay.
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10-27-2016, 08:03 PM
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I'm at $36/Mo with $1000 deductible for 80/20% $2500 maximum single insurance. I thought it sucked but I guess not. we'll see how bad it is when I renew on the 31st.
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10-27-2016, 08:17 PM
Boost Pope
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Location: Chicago. (The less-murder part.)
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Had to look mine up...
Single male, 39. $300 / mo with $800 deductible and $2,400 max out-of-pocket. Am currently seeing two docs and getting prescription muscle-relaxers, anti-inflammatories and intramuscular pain med injections after messing up my back a few weeks ago. Haven't paid a single penny for any of it, as I met my deductible and out-of-pocket during the emergency appendectomy incident earlier this year.
Of course, I have utterly no idea what the true cost of all of this is, since it's abstracted under the guise of an employer-sponsored policy. Meaning I'm actually paying for all of it, I just have no idea what "all of it" actually is, as it comes out of the company's general ledger well prior to payroll.
Which, of course, is the root cause of very nearly all that is wrong (fiscally) with the business of healthcare in the US today. But there's a different thread for that...
Single male, 39. $300 / mo with $800 deductible and $2,400 max out-of-pocket. Am currently seeing two docs and getting prescription muscle-relaxers, anti-inflammatories and intramuscular pain med injections after messing up my back a few weeks ago. Haven't paid a single penny for any of it, as I met my deductible and out-of-pocket during the emergency appendectomy incident earlier this year.
Of course, I have utterly no idea what the true cost of all of this is, since it's abstracted under the guise of an employer-sponsored policy. Meaning I'm actually paying for all of it, I just have no idea what "all of it" actually is, as it comes out of the company's general ledger well prior to payroll.
Which, of course, is the root cause of very nearly all that is wrong (fiscally) with the business of healthcare in the US today. But there's a different thread for that...
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