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-   -   Woot. I'm debt free (https://www.miataturbo.net/insert-bs-here-4/woot-im-debt-free-27410/)

Stealth97 10-24-2008 12:57 PM

Just student loan and house payment here. Cant wait to be rid of both, that would be a great feeling.

I have a relative in $40k debt on credit cards alone. cant understand how people do that.

kenzo42 10-24-2008 04:44 PM

Me: $270,000 - student loans.

$1800/month minimum payments.

Stein 10-24-2008 05:00 PM


Originally Posted by kenzo42 (Post 323370)
Me: $270,000 - student loans.

$1800/month minimum payments.

Ughhh. That's more than my mortgage payment.

Mach929 10-24-2008 05:16 PM

i'm still forking over for about 10 more months, i had to pay off the wifes first, along with her car, credit cards, mother, and sister. WTF:vash:

if i wasn't seriously addicted to vagina i'd have 40-50K more in the bank right now just from my wife

patsmx5 10-24-2008 05:29 PM


Originally Posted by kenzo42 (Post 323370)
Me: $270,000 - student loans.

$1800/month minimum payments.

Lawyer? Damn I feel bad cause I've borrowed 9K in two years and probably gonna borrow another 25K to get through the rest of college.

Quality Control Bot 10-24-2008 06:13 PM

those in debt, cant you ask for a bailout? They be just printin money and giving it out these days I hear

fahrvergnugen 10-24-2008 07:19 PM


Originally Posted by kenzo42 (Post 323370)
Me: $270,000 - student loans.

$1800/month minimum payments.


I too have a mortgage w/o that pesky house... A bit less than a third of you. Hope to be in the OPs shoes one day, doubt it will be soon...


Congrats, OP!

elesjuan 10-24-2008 07:31 PM


Originally Posted by kenzo42 (Post 323370)
Me: $270,000 - student loans.

$1800/month minimum payments.

Be honest with me.. What do you have to show for that?

arga 10-24-2008 07:49 PM


Originally Posted by kenzo42 (Post 323370)
Me: $270,000 - student loans.

$1800/month minimum payments.

God Damn Kenzo! I'm guessing you didn't go to Chico State (like me).

I've got $30k left on the house, but I'm in no hurry to pay that off.

kenzo42 10-25-2008 01:05 AM


Originally Posted by elesjuan (Post 323418)
Be honest with me.. What do you have to show for that?

A lifetime profession that I can't get out of even if I wanted to, since I'm too deep in it.

Trent 10-25-2008 01:27 AM


Originally Posted by Saml01 (Post 323203)
It sucks having school debt, thats why I had a full scholarship. :fawk:

FAIL.

What you need is to get a full ride with the state TOPS program and THEN get a lucrative scholarship. :D

My university paid ME almost $4,000 per semester in excess financial aid (what was left over after paying my full tuition and books, supplies, etc.) to go there.

:fawk:

elesjuan 10-25-2008 04:17 AM


Originally Posted by kenzo42 (Post 323491)
A lifetime profession that I can't get out of even if I wanted to, since I'm too deep in it.

Well I didn't wanna get too personal... But at that kind of debt, that profession had better be 100k+ BARE minimum.

What field?

Pitlab77 10-25-2008 12:35 PM

Yeah it was hard (i'm a teacher). I have been out of college for 4 years, I didnt work that first and when I did it was min-wage.

I paid around 35-40k dollars (Stu loan, and getting my current miata after selling my 92). Some of my friends have gone hardcore like me and are in their late twentys (like me) and out of debt with enough to put almost 1/4 of a houses worth as a down if they wanted to.

Some of my other friends, well you can lead a horse to water but they will use their CC to go by a bottle of water instead.

all I can say is thank God I followed my parents advice on:
1. 1 CC only for emergencies or use as a Debt card.
2. Live under my means (they bought a house about 12 years ago. Low fixed interest rate, and they bought well in their means.) No free freddy/fannie money.
3. SAVE

kenzo42 10-25-2008 03:04 PM


Originally Posted by elesjuan (Post 323515)
Well I didn't wanna get too personal... But at that kind of debt, that profession had better be 100k+ BARE minimum.

What field?

Healthcare.

elesjuan 10-25-2008 03:19 PM


Originally Posted by kenzo42 (Post 323668)
Healthcare.

I should have guessed. Well, if we can keep socialism out of our Government, you'll be set for life. :bowrofl:;)

944obscene 10-25-2008 03:36 PM


Originally Posted by elesjuan (Post 323675)
I should have guessed. Well, if we can keep socialism out of our Government, you'll be set for life. :bowrofl:;)

I see what you did there.:giggle:

elesjuan 10-25-2008 05:34 PM


Originally Posted by 944obscene (Post 323683)
I see what you did there.:giggle:

What I do? ;)

Actually if things keep up like they are, we'll all be helping him repay his college debt. Cause you know, god forbid someone would have to, ha! Take responsibility for their own life...

Back on Topic.. I'm happy, the only debt I have is the lower right hand vehicle in my signature, and its 3/4 paid off. ;) I'm not a home owner, though. :mad:


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