how do you guys with "daily drivers" insure your maitas?
#1
Tour de Franzia
Thread Starter
iTrader: (6)
Join Date: Jun 2006
Location: Republic of Dallas
Posts: 29,085
Total Cats: 375
how do you guys with "daily drivers" insure your maitas?
I am about to get my daily driver running again and progressive will save me $1180 per year, but just as a secondary vehical. How do you guys over 25 insure your miatas?
#2
Supporting Vendor
iTrader: (33)
Join Date: Jul 2006
Location: atlanta-ish
Posts: 12,659
Total Cats: 134
Get specialty agreed upon value insurance. I'm with AllState with the non motorcycle vehicles now, but they really bent over backwards to match the rate from Sneed Insurance. Check them out. They quoted me less than $200/yr for full coverage, low deductible, and high limits. And the agreed upon value IIRC was $7500. Also see if Haggerty will insure a Miata. They've been super cheap with my old cars. Both Sneed and Haggerty made me prove that I had an insured daily driver and submit pics to validate condition.
#4
Tour de Franzia
Thread Starter
iTrader: (6)
Join Date: Jun 2006
Location: Republic of Dallas
Posts: 29,085
Total Cats: 375
Get specialty agreed upon value insurance. I'm with AllState with the non motorcycle vehicles now, but they really bent over backwards to match the rate from Sneed Insurance. Check them out. They quoted me less than $200/yr for full coverage, low deductible, and high limits. And the agreed upon value IIRC was $7500. Also see if Haggerty will insure a Miata. They've been super cheap with my old cars. Both Sneed and Haggerty made me prove that I had an insured daily driver and submit pics to validate condition.
awesome. I thought haggerty would only provide coverage on cars at $15k or more though. Right now state farm is ******* me at $100 on each car, each month with a clean record in all respects.
I want full coverage on both, and I'll be worried about theft when there's and intercooler hanging out the front.
#6
Supporting Vendor
iTrader: (33)
Join Date: Jul 2006
Location: atlanta-ish
Posts: 12,659
Total Cats: 134
Yeah, I wasn't bullshitting. They may even call you tomorrow to follow up. Their application will ask for a list of all mods, power output, and an agreed upon value. You'll have to submit pics of all sides, interior, engine, and top. It's a little extra work, but you save mad bank.
Beers are on you when you're in town.
Beers are on you when you're in town.
#7
Tour de Franzia
Thread Starter
iTrader: (6)
Join Date: Jun 2006
Location: Republic of Dallas
Posts: 29,085
Total Cats: 375
Yeah, I wasn't bullshitting. They may even call you tomorrow to follow up. Their application will ask for a list of all mods, power output, and an agreed upon value. You'll have to submit pics of all sides, interior, engine, and top. It's a little extra work, but you save mad bank.
Beers are on you when you're in town.
Beers are on you when you're in town.
#12
Former Vendor
iTrader: (31)
Join Date: Nov 2006
Location: Sunnyvale, CA
Posts: 15,442
Total Cats: 2,100
Who's got the best deal on agreed-value insurance? I'm about to put a $2000 suspension on a car I paid $4000 for, so I figured it might be time to think about upgrading my policy to what it would actually cost to replace the car, instead of the tiddly-winks that AAA would give me.
#17
I ddidn't have money to get full coverage on the 99 miata and until now i had no fault only - sucks in michigan though because you don;t get anything if you get hit, maybe $500 (mini tort??). payed for that 1400 a year. I'm trying to find a cheaper place to get full coverage for the same price.
forgot to mention. I'm 18 and no tickets on my record. just a no fault collision.
forgot to mention. I'm 18 and no tickets on my record. just a no fault collision.
Last edited by Dhaark; 01-04-2007 at 05:06 PM.
#19
Supporting Vendor
iTrader: (33)
Join Date: Jul 2006
Location: atlanta-ish
Posts: 12,659
Total Cats: 134
GTS, I see you're in Athens. We're putting together a dyno day in Suwanee, about 45 minutes or so away from you. Should be sometime at the end of the month.
__________________
91 Turbo | 10AE Turbo | 01 Track Rat | #323 Mazda Champcar
Chief of Floor Sweeping, DIYAutoTune.com & AMP EFI
Crew Chief, Car Owner & Least Valuable Driver, HongNorrthRacing
Last edited by Ben; 01-04-2007 at 10:45 PM.