insurance cost - Page 3 - Miata Turbo Forum - Boost cars, acquire cats.

Welcome to Miataturbo.net   Members
 


General Miata Chat A place to talk about anything Miata

Reply
 
 
 
LinkBack Thread Tools
Old 03-05-2009, 06:39 PM   #41
jrw
Junior Member
iTrader: (4)
 
Join Date: Feb 2009
Location: middle TN
Posts: 143
Total Cats: 0
Default

Quote:
Originally Posted by NA6C-Guy View Post
If you total your car, do you get a chance to get any parts back? Or would you have to buy it back for salvage? In which case, what do you think the salvage value for a totaled Miata would be (say a fully smashed front end). Half of the blue book? a third?
most insurance companies won't have a problem with your removing the a/m pieces as long as they are replaced with the OEM parts. if I totaled my car or thought it was totaled and it was not drivable, I would have it towed home and pull all the good parts before they took it to the auction.

my Miata was a total that I'm rebuilding, I have $1000 in the car with the towing, which was $200 BTW. I would say the original owner could have bought the car back for $300~400 maybe, just a ballpark. just depends on the company and your estimater I think.

oh yea, I would try and stay away from Geico...
jrw is offline   Reply With Quote
Old 03-05-2009, 06:52 PM   #42
Junior Member
iTrader: (1)
 
Join Date: Feb 2009
Posts: 128
Total Cats: 0
Default

Older cars = less to insure. That being said...35 or 37/month from Progressive.

I own a house though, 26 and live in a good hood.
BarrigaNA is offline   Reply With Quote
Old 03-05-2009, 08:07 PM   #43
Junior Member
iTrader: (5)
 
Join Date: Jul 2006
Location: Connecticut
Posts: 165
Total Cats: 0
Default

24
No kids
Not Married
Home Owner

91 Miata $100,000/300,000 Liability
99 Miata Full Coverage
95 Civic SI $100,000/300,000 Liability
93 Suburban $100,000/300,000 Liability

$140.17 per month. Although, I just got my first real speeding ticket that I had to pay (60 in a 40), I am hoping that it does not go up. Other than that, I had two tickets in the past year: one non-moving violation that I paid and one BS moving violation that got dismissed after sending it in not guilty.

Last edited by Quinn; 03-05-2009 at 08:10 PM. Reason: Punctuation
Quinn is offline   Reply With Quote
Old 03-05-2009, 08:35 PM   #44
Junior Member
iTrader: (6)
 
Join Date: Feb 2009
Location: Salinas, CA
Posts: 446
Total Cats: 1
Default

State Farm
2nd-3rd highest automotive crime rate city
home owner
36
married

85 735i + 90 Miata + full coverage and uninsured = $120 per month
The house is a seperate policy
Qckslvr is offline   Reply With Quote
Old 03-06-2009, 02:16 AM   #45
Elite Member
iTrader: (1)
 
NA6C-Guy's Avatar
 
Join Date: Feb 2008
Location: Birmingham Alabama
Posts: 8,038
Total Cats: 43
Default

Quote:
Originally Posted by jrw View Post
oh yea, I would try and stay away from Geico...
Why is that?
NA6C-Guy is offline   Reply With Quote
Old 03-06-2009, 10:58 AM   #46
Junior Member
iTrader: (5)
 
Join Date: Jul 2006
Location: Connecticut
Posts: 165
Total Cats: 0
Default

Quote:
Originally Posted by NA6C-Guy View Post
Why is that?

I used to have Geico. By switching to my current provider I saved 600.00 a year.
Quinn is offline   Reply With Quote
Old 03-06-2009, 11:34 AM   #47
Junior Member
iTrader: (1)
 
Join Date: Feb 2008
Location: Southington, CT
Posts: 96
Total Cats: 0
Default

With full coverage, towing, and rental coverage. $69.00 month.
amex101 is offline   Reply With Quote
Old 03-26-2009, 11:47 PM   #48
Elite Member
iTrader: (11)
 
Join Date: Jun 2007
Location: Meriden, CT
Posts: 2,072
Total Cats: 1
Default

Just added my miata to my plan and it only went up $15.00 a month.
Geico
24
No speeding tickets
Liability only
Cspence is offline   Reply With Quote
 
 
Reply

Related Topics
Thread Thread Starter Forum Replies Last Post
Project Gemini - Turbo Civic on the Cheap Full_Tilt_Boogie Build Threads 58 12-13-2017 10:04 PM
Garrett Turbo, 1.8 Oil Pan, & Misc. Stuff nbdooey Miata parts for sale/trade 9 08-30-2017 10:50 PM
TTE Build - Help me pick tires chrisn Race Prep 27 10-16-2015 06:12 PM
Please school me on life insurance... samnavy Insert BS here 14 10-11-2015 12:21 AM
SOLD-Rear knuckle/spindle upper spherical bearing adapter hi_im_sean Miata parts for sale/trade 1 09-16-2015 01:45 PM


Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



All times are GMT -4. The time now is 04:16 PM.