Went to the dentist yesterday.

my wallet came home much thinner.

It makes me sad how thoese without insurance really get screwed when it comes to medical care because I know I would not be able to afford the pre-insurance price.

 

For real, i'm 20 and have my own insurance from the union i work in and it has great coverage, then my mom's covers me as well and I still paid about $200 when i went to the dentist last time it was ridiculous.
I would hate to see the bill for someone with no insurance.

 

that's why at this point i just refuse to go

 

I didn't have insurance for 4 or 5 years in college. Looking back that was retarded. Now I'm very well covered luckily.

 

Medical insurance is a must have. I understand that now.

Anyone who thinks insurance is too expensive to be worthwhile, I can send you my medical bills from the last 8 months. They've had to pay out $100k+; I have a $1000 deductible and pay $130/month.

 

I'm glad I live in Communist Canada Although healthcare here is starting to suck *** as much as anywhere if you aren't insured. :(

 

If you're healthy like me, its cheaper to not have insurance for the small amount of healthcare I use.

 

I dont have health insurance nor go to the doctor i dont see paying the extortion for something i wont use if i where offered a cheap catastophre type insurance plan instead of the hypocondriac ones offered from my work i would but until then i'll just muddle through.

 

Guys, I was once "invincible" like you. I hadn't seen a doctor in years, before I got hurt. All it takes is one little accident. Medical costs are amazingly high.

Magna, I know you ride. My injuries were caused by a not at fault motorcycle accident. $100k+ in expenses within the past year, no kidding.

Here, I'll break it down a little:
Outpatient surgery (meaning you go home right after):
Hospital Charge $37k
Surgeon's Fee $2k
Anasthesologists's Fee $5k
Total: $44k

That was what it cost to repair my leg/knee/acl

That's just the cost of the surgery, and does not include medical care before & after, blood tests, x rays, CT scans, MRIs, supplies like crutches and braces (one acl brace is $500, I think I have 4 different braces now), medicine, nor physical therapy.

 

True this is why i have 60K pip only costs 50 bucks every 6 months. And anything that happens at work is covered by workmans comp so. I am not totally in the wind but still cant justifiy the expense. My last crash i got pretty rashed up didnt even use my pip and still came out with 150 bucks including the antibiotic becouse i thought i was geting infected cost for someone to tell me i could have antibiotic gauze iodine etc. still cheaper than the crap from work. Invincible i am not but far from stupid so i try to stay out of bad situations but **** happens.

 

True.

I am very healthy, and work out. But even doing just that you never know. Say i've hurt my ankle pretty bad running before when I was in college (aka under parents insurance).

dr visit,
hospital
x-rays
crutches
etc. $$$$ adds up.

 

Indeed. I'm 29, still healthy, invincible, etc. In March I wrecked a motorcycle. Spent four days in the hospital (no surgery) and the total tab, including ambulance transport, radiology, etc was around $28k.

Fortunately I have decent health coverage through work so I was only about $1k out of pocket, but that's still astounding...

 

Just out of interest what does the average medical insurance set you back in the states?

 

The average can be anywhere from 100-500 a month. My dad pays nothing for his now before he paid 30 bucks gotta love dow corning. My work wanted 25 bucks a week as the only option this is on the low end but still not cheep enough to be attractive to me. I have known of people who pay 500+ in health insurance alone.

 

I pay $840/month for my wife and I, but hey, I'm OLD.

 

I pay about $70/month through my grad. school, but it is crap insurance. Still though, I'd never not carry some sort of health insurance.

That being said, the whole healthcare/insurance world ticks me off.

 

haha, so vote hillary if you want cheaper health insurance.

ps my old dentist was hot but I had to move. she was also a good friend so I got cheap dental work. maybe i'll visit over xmas.

 

OMFG!!!!

I haven't paid that much since I was self employed...@ my current employer I think I'm free and The one kid I carry is ~50 bucks a month, but he's four and has a seven thousand dollar tooth in his mouth!!! F^ck'n gummy snacks...

 

for my family 4 ppl is 1400 a month