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Old 12-20-2006, 10:53 AM   #1
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Went to the dentist yesterday.

my wallet came home much thinner.

It makes me sad how thoese without insurance really get screwed when it comes to medical care because I know I would not be able to afford the pre-insurance price.
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Old 12-20-2006, 02:57 PM   #2
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For real, i'm 20 and have my own insurance from the union i work in and it has great coverage, then my mom's covers me as well and I still paid about $200 when i went to the dentist last time it was ridiculous.
I would hate to see the bill for someone with no insurance.
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Old 12-20-2006, 02:57 PM   #3
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that's why at this point i just refuse to go
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Old 12-20-2006, 03:24 PM   #4
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I didn't have insurance for 4 or 5 years in college. Looking back that was retarded. Now I'm very well covered luckily.
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Old 12-20-2006, 03:43 PM   #5
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Medical insurance is a must have. I understand that now.

Anyone who thinks insurance is too expensive to be worthwhile, I can send you my medical bills from the last 8 months. They've had to pay out $100k+; I have a $1000 deductible and pay $130/month.
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Old 12-20-2006, 03:52 PM   #6
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I'm glad I live in Communist Canada Although healthcare here is starting to suck *** as much as anywhere if you aren't insured. :(
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Old 12-20-2006, 05:22 PM   #7
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Quote:
Originally Posted by Pitlab77 View Post
Went to the dentist yesterday.

my wallet came home much thinner.

It makes me sad how thoese without insurance really get screwed when it comes to medical care because I know I would not be able to afford the pre-insurance price.
If you're healthy like me, its cheaper to not have insurance for the small amount of healthcare I use.
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Old 12-20-2006, 05:27 PM   #8
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I dont have health insurance nor go to the doctor i dont see paying the extortion for something i wont use if i where offered a cheap catastophre type insurance plan instead of the hypocondriac ones offered from my work i would but until then i'll just muddle through.
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Old 12-20-2006, 05:36 PM   #9
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Guys, I was once "invincible" like you. I hadn't seen a doctor in years, before I got hurt. All it takes is one little accident. Medical costs are amazingly high.

Magna, I know you ride. My injuries were caused by a not at fault motorcycle accident. $100k+ in expenses within the past year, no kidding.

Here, I'll break it down a little:
Outpatient surgery (meaning you go home right after):
Hospital Charge $37k
Surgeon's Fee $2k
Anasthesologists's Fee $5k
Total: $44k

That was what it cost to repair my leg/knee/acl

That's just the cost of the surgery, and does not include medical care before & after, blood tests, x rays, CT scans, MRIs, supplies like crutches and braces (one acl brace is $500, I think I have 4 different braces now), medicine, nor physical therapy.
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Old 12-20-2006, 06:01 PM   #10
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True this is why i have 60K pip only costs 50 bucks every 6 months. And anything that happens at work is covered by workmans comp so. I am not totally in the wind but still cant justifiy the expense. My last crash i got pretty rashed up didnt even use my pip and still came out with 150 bucks including the antibiotic becouse i thought i was geting infected cost for someone to tell me i could have antibiotic gauze iodine etc. still cheaper than the crap from work. Invincible i am not but far from stupid so i try to stay out of bad situations but **** happens.
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Old 12-20-2006, 07:04 PM   #11
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Quote:
Originally Posted by Ben View Post
Guys, I was once "invincible" like you. I hadn't seen a doctor in years, before I got hurt. All it takes is one little accident. Medical costs are amazingly high.

Magna, I know you ride. My injuries were caused by a not at fault motorcycle accident. $100k+ in expenses within the past year, no kidding.

Here, I'll break it down a little:
Outpatient surgery (meaning you go home right after):
Hospital Charge $37k
Surgeon's Fee $2k
Anasthesologists's Fee $5k
Total: $44k

That was what it cost to repair my leg/knee/acl

That's just the cost of the surgery, and does not include medical care before & after, blood tests, x rays, CT scans, MRIs, supplies like crutches and braces (one acl brace is $500, I think I have 4 different braces now), medicine, nor physical therapy.
True.

I am very healthy, and work out. But even doing just that you never know. Say i've hurt my ankle pretty bad running before when I was in college (aka under parents insurance).

dr visit,
hospital
x-rays
crutches
etc. $$$$ adds up.
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Old 12-20-2006, 10:08 PM   #12
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Indeed. I'm 29, still healthy, invincible, etc. In March I wrecked a motorcycle. Spent four days in the hospital (no surgery) and the total tab, including ambulance transport, radiology, etc was around $28k.

Fortunately I have decent health coverage through work so I was only about $1k out of pocket, but that's still astounding...
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Old 12-21-2006, 06:25 AM   #13
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Just out of interest what does the average medical insurance set you back in the states?
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Old 12-21-2006, 09:02 AM   #14
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The average can be anywhere from 100-500 a month. My dad pays nothing for his now before he paid 30 bucks gotta love dow corning. My work wanted 25 bucks a week as the only option this is on the low end but still not cheep enough to be attractive to me. I have known of people who pay 500+ in health insurance alone.
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Old 12-21-2006, 09:49 AM   #15
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I pay $840/month for my wife and I, but hey, I'm OLD.
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Old 12-21-2006, 10:15 AM   #16
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I pay about $70/month through my grad. school, but it is crap insurance. Still though, I'd never not carry some sort of health insurance.

That being said, the whole healthcare/insurance world ticks me off.
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Old 12-21-2006, 11:01 AM   #17
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haha, so vote hillary if you want cheaper health insurance.

ps my old dentist was hot but I had to move. she was also a good friend so I got cheap dental work. maybe i'll visit over xmas.
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Old 12-21-2006, 06:31 PM   #18
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Quote:
Originally Posted by olderguy View Post
I pay $840/month for my wife and I, but hey, I'm OLD.
OMFG!!!!

I haven't paid that much since I was self [email protected] my current employer I think I'm free and The one kid I carry is ~50 bucks a month, but he's four and has a seven thousand dollar tooth in his mouth!!! F^ck'n gummy snacks...
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Old 12-21-2006, 08:50 PM   #19
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for my family 4 ppl is 1400 a month
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