Woot. I'm debt free
#33
Elite Member
Thread Starter
iTrader: (3)
Join Date: Dec 2004
Location: Houston
Posts: 2,914
Total Cats: 5
Yeah it was hard (i'm a teacher). I have been out of college for 4 years, I didnt work that first and when I did it was min-wage.
I paid around 35-40k dollars (Stu loan, and getting my current miata after selling my 92). Some of my friends have gone hardcore like me and are in their late twentys (like me) and out of debt with enough to put almost 1/4 of a houses worth as a down if they wanted to.
Some of my other friends, well you can lead a horse to water but they will use their CC to go by a bottle of water instead.
all I can say is thank God I followed my parents advice on:
1. 1 CC only for emergencies or use as a Debt card.
2. Live under my means (they bought a house about 12 years ago. Low fixed interest rate, and they bought well in their means.) No free freddy/fannie money.
3. SAVE
I paid around 35-40k dollars (Stu loan, and getting my current miata after selling my 92). Some of my friends have gone hardcore like me and are in their late twentys (like me) and out of debt with enough to put almost 1/4 of a houses worth as a down if they wanted to.
Some of my other friends, well you can lead a horse to water but they will use their CC to go by a bottle of water instead.
all I can say is thank God I followed my parents advice on:
1. 1 CC only for emergencies or use as a Debt card.
2. Live under my means (they bought a house about 12 years ago. Low fixed interest rate, and they bought well in their means.) No free freddy/fannie money.
3. SAVE
#37
Elite Member
iTrader: (11)
Join Date: Jun 2007
Location: Overland Park, Kansas
Posts: 5,360
Total Cats: 43
What I do?
Actually if things keep up like they are, we'll all be helping him repay his college debt. Cause you know, god forbid someone would have to, ha! Take responsibility for their own life...
Back on Topic.. I'm happy, the only debt I have is the lower right hand vehicle in my signature, and its 3/4 paid off. I'm not a home owner, though.
Actually if things keep up like they are, we'll all be helping him repay his college debt. Cause you know, god forbid someone would have to, ha! Take responsibility for their own life...
Back on Topic.. I'm happy, the only debt I have is the lower right hand vehicle in my signature, and its 3/4 paid off. I'm not a home owner, though.
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