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Old 03-13-2013, 01:27 PM   #181
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Originally Posted by Scrappy Jack View Post
I hear very few people ask why either should be the primary subsidizer of that product.
This, to me, is the biggest conundrum in all of healthcare.

It makes no more sense for an employer to sponsor my heath insurance than it does for them to pay for my auto insurance, my homeowner's insurance, my ISP bill and my fuel bill.
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Old 03-13-2013, 01:58 PM   #182
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This, to me, is the biggest conundrum in all of healthcare.

It makes no more sense for an employer to sponsor my heath insurance than it does for them to pay for my auto insurance, my homeowner's insurance, my ISP bill and my fuel bill.
It made sense for the employers when it started because it was a great way for them to attract talent. Health insurers were smart enough to realize if they partnered with employers they could snag a bunch of customers at once and give the employer a nice discount.

But just like anything else as the trend continued people feel that they are now entitled to employer healthcare.
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Old 03-13-2013, 02:57 PM   #183
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Old 03-13-2013, 03:01 PM   #184
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Originally Posted by Ryan_G View Post
It made sense for the employers when it started because it was a great way for them to attract talent. Health insurers were smart enough to realize if they partnered with employers they could snag a bunch of customers at once and give the employer a nice discount.
Yes, but orginially it was a response to government forced salary caps after/during the war; it was a way to get around the law and attract better candidates.

Everything always stems from fixing bad gov't policy with more bad policy.

Just how romneycare was a response to a federal law that says all states have to pay for uninsured people in hospitals.

just how obamacare was a response to useful idiots wanting free stuff in order to get away with a socialist agenda to live in wealth and power forever while the people love you for ruining their lives and country and erasing their freedoms, rights, and opportunities and instead installing them with shitty services and worthless goodies.

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But just like anything else as the trend continued people feel that they are now entitled to employer healthcare.
thousands of years of rules and laws and yet we still havent acheived utopia.
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Old 03-19-2013, 07:18 PM   #185
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Group Appointments With Doctors: When Three Isn't A Crowd - Healthy Living - Everyday Health

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In recent years, a growing number of doctors have begun holding group appointments — seeing up to a dozen patients with similar medical concerns all at once. Advocates of the approach say such visits allow doctors to treat more patients, spend more time with them (even if not one-on-one), increase appointment availability and improve health outcomes.
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Old 03-20-2013, 08:24 AM   #186
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I can see this working real well for a psychiatrist treating sex addicts
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Old 03-21-2013, 01:12 PM   #187
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Scott Gottlieb: The Doctor Will Not See You Now—He's Clocked Out - WSJ.com

not from the above article:

Quote:
If there is any question whether supporters of ObamaCare hope to wipe out private practitioners or those who practice direct primary care, just listen to the words of Gov. Deval Patrick (D) of Massachusetts, home of “RomneyCare” which served as a template for ObamaCare. Upon signing legislation, last year, for the second phase of his state’s health law, which left health care costs 27% higher than the U.S. average, Patrick said:
We are ushering in the end of the fee-for-service care system in Massachusetts in favor of better care, at lower cost.
Patrick credited former Gov. Mitt Romney for taking the state on the path to universal health insurance coverage.
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Old 03-27-2013, 10:39 AM   #188
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Study: Health law to raise claims cost 32 percent

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A new study finds that insurance companies will have to pay out an average of 32 percent more for medical claims under President Barack Obama's health care overhaul.

...

The administration is questioning the study, saying it doesn't give a full picture — and costs will go down.
2 + 2 = 5
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Old 03-27-2013, 01:42 PM   #189
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Sebelius: Yep, ObamaCare is raising insurance costs

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“But we feel pretty strongly that with subsidies available to a lot of that population that they are really going to see much better benefit for the money that they’re spending.”
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She also said that some men and younger customers could see their rates increase while women and older customers could see their rates drop because the law restricts insurers’ ability to set rates based on age and gender.
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Old 03-27-2013, 01:42 PM   #190
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Study estimates Obamacare could raise individual claim costs 32 percent | Washington Guardian



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In a report that could prove a big political headache for the administration, the Society of Actuaries estimated Tuesday that insurers will have to pay out an average of 32 percent more for claims on individual health policies under the Affordable Care Act, a cost likely to be passed on to consumers.
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Wow! Thanks, Obamacare!-screen_shot_2013-03-26_at_10.35.54_pm.jpg  
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Old 03-29-2013, 03:19 PM   #191
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So I received the following email today from Anthem / Blue Cross, with which I have an individual health insurance policy (I am self-employed, and therefore pay for 100% of my own healthcare coverage):

Great news! Anthem is lowering its average Individual rates!

We have reached agreements with the California Department of Managed Healthcare and the California Department of Insurance to lower our average Individual rates. This agreement does not impact our California HIPAA and Conversion plans and policies

That means your rates may be coming down soon! We are currently recalculating the change to your medical premium and potential refund. We expect to have the new rates finished, filed and updated in our May billing cycle. This information will be provided to you soon.
Now, I'm cognizant of the use of words like "may," however the subject line (Anthem is lowering its average Individual rates) unambiguously indicates that the average of all rates will be decreased.

Note also that I live in California, which is one of the states in which, allegedly, my health insurance cost is supposed to be going up according to certain posts in this thread.
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Old 03-29-2013, 10:14 PM   #192
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Quote:
Originally Posted by Joe Perez View Post
So I received the following email today from Anthem / Blue Cross, with which I have an individual health insurance policy (I am self-employed, and therefore pay for 100% of my own healthcare coverage):

Great news! Anthem is lowering its average Individual rates!

We have reached agreements with the California Department of Managed Healthcare and the California Department of Insurance to lower our average Individual rates. This agreement does not impact our California HIPAA and Conversion plans and policies

That means your rates may be coming down soon! We are currently recalculating the change to your medical premium and potential refund. We expect to have the new rates finished, filed and updated in our May billing cycle. This information will be provided to you soon.
Now, I'm cognizant of the use of words like "may," however the subject line (Anthem is lowering its average Individual rates) unambiguously indicates that the average of all rates will be decreased.

Note also that I live in California, which is one of the states in which, allegedly, my health insurance cost is supposed to be going up according to certain posts in this thread.
Another check for $0.84?
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Old 03-29-2013, 10:45 PM   #193
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Another check for $0.84?
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Old 03-30-2013, 02:19 AM   #194
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I got the Anthem letter today too. I should be jumping for joy, except they raised our rates by something like 28% last year.

“It is amazing that people who think we cannot afford to pay for doctors, hospitals, and medication somehow think that we can afford to pay for doctors, hospitals, medication and a government bureaucracy to administer “universal health care.”

Thomas Sowell
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Old 03-30-2013, 09:18 AM   #195
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just wait till the govt stops paying doctors the amount they request for payment for their services.
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Old 03-30-2013, 09:35 AM   #196
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Originally Posted by cordycord View Post
i got the anthem letter today too. I should be jumping for joy, except they raised our rates by something like 28% last year.

“it is amazing that people who think we cannot afford to pay for doctors, hospitals, and medication somehow think that we can afford to pay for doctors, hospitals, medication and a government bureaucracy to administer “universal health care.”

thomas sowell
+1

qft
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Old 03-30-2013, 01:23 PM   #197
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Originally Posted by Braineack View Post
just wait till the govt stops paying doctors the amount they request for payment for their services.
?

Private insurance companies started doing this decades ago.

In order for "the govt" to "stop paying doctors the amount they request", someone would have had to already be paying them that amount.
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Old 04-02-2013, 04:10 PM   #198
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Quote:
Originally Posted by Joe Perez View Post
?
Private insurance companies started doing this decades ago.

In order for "the govt" to "stop paying doctors the amount they request", someone would have had to already be paying them that amount.
well that's why you have in-network doctors, because they all agree on prices for service. Medicare just pays whatever, and now they want to pay even less, if at all for services. I know of plenty of offices that wont accept medicare because they the practices dont get payment for services, and when they do it's for an amount way under the billed price, and it's a complete PITA to deal with.
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Old 04-02-2013, 04:11 PM   #199
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Millions Could Get Surprise Tax Bills Under ‘Obamacare’ If They Don’t Accurately Project Their Income « CBS DC

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President Barack Obama’s new health care law will offer subsidies to help people buy private health insurance on state-based exchanges, if they don’t already get coverage through their employers. The subsidies are based on income. The lower your income, the bigger the subsidy.

...

What happens if you or your spouse gets a raise and your family income goes up in 2014? You could end up with a bigger subsidy than you are entitled to. If that happens, the law says you have to pay back at least part of the money when you file your tax return in the spring of 2015.
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Old 04-02-2013, 04:16 PM   #200
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Exchange Watch: growing pains in Connecticut : Columbia Journalism Review

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According to the rules of President Obama’s signature health care legislation, individual states, the site of the new “exchanges,” were required to choose a “benchmark” health insurance plan, one that contains the essential benefits that all other plans must include. The problem is most Americans will not be able to afford these plans.
...

The states were required to choose a “benchmark” health plan, one that includes items and services within, at least, ten categories as dictated by the Department of Health and Human Services (HHS).

Connecticut chose as its benchmark plan one of the most popular plans purchased by small employers. Sold by ConnectiCare, the plan offered “somewhat richer benefits” than others.

In December, however, Connecticut’s exchange board chairman, Kevin Counihan, announced, “We have a benchmark plan that is uncompetitive. When we adopted it, it was [competitive]. It isn’t now, because it’s too expensive.”
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