A local couple called 10News concerned after they received an envelope from the state's Obamacare website, Covered California. Inside was a letter discussing voter registration and a registration card pre-marked with an "x" in the box next to Democratic Party.

The couple – who did not want their identity revealed – received the letter and voter registration card from their health insurance provider Covered California, the state-run agency that implements President Obama's Affordable Care Act.

Hours before the deadline for enrolling, the online page for enrolling in Obamacare went down Monday.

The deadline is midnight Monday to sign up for private health insurance in the new online markets created by President Barack Obama's health-care law. So far, about 4 of every 5 people enrolling have qualified for tax credits to reduce the cost of their premiums.

The Affordable Care Act, which the president promised would reduce the typical American family’s health insurance by $2,500 per year, has in fact raised insurance costs for three-quarters of Obamacare policy holders, according to the CEO of the Cleveland Clinic.

In June of 2008, Barack Obama promised, “It's time to bring down the typical family's premium by about $2,500. And it's time to bring down the costs for the entire country.” Moreover, four months later in October he said, “The only thing we're gonna try to do is lower costs so that those cost savings are passed on to you. And we estimate we can cut the average family's premium by about $2,500 a year.”

“If it turns out that the overwhelming majority of the so-called 7.1 were people who had health insurance, liked their health insurance, were renewing their health insurance, and got kicked off their health insurance, whose lives are disrupted, premiums are raised, deductibles are raised, and lost their doctors are now among the 7.1 . . . it’s a net negative,” Krauthammer said.

The unpublished RAND study – only the Los Angeles Times has seen it – found that just 23 per cent of new enrollees had no insurance before signing up.

And of those newly insured Americans, just 53 per cent have paid their first month's premiums.

If those numbers hold, the actual net gain of paid policies among Americans who lacked medical insurance in the pre-Obamacare days would be just 858,298.

While the federal government was trumpeting the benefits of Obamacare to boost enrollment earlier this year, about 1,800 families in New Jersey were receiving letters telling them their children would be losing their health coverage last week.

The Affordable Care Act — the federal law that mandates everyone have insurance — effectively killed FamilyCare Advantage, a low-cost option for kids in New Jersey created six years ago for parents who earned too much to qualify for Medicaid and other subsidized programs but too little to buy on a policy on their own. The state program was the first of its kind in the nation.

Horizon Blue Cross Blue Shield of New Jersey was the only insurance carrier that agreed to offer the FamilyCare Advantage plan, which covered most medical, dental and vision needs for the relative bargain of $144 a month per child.

But it didn’t offer mental health treatment and several other services Obamacare requires, and that was the fatal flaw, said Sen. Joseph Vitale (D-Middlesex), who sponsored the law creating the program.

Vitale said he tried for several months to broker a deal between Horizon and the U.S. Centers for Medicare and Medicaid Services, but neither side could agree on how to make it affordable and legal. The program ended last week.

Margaret Figueroa signed up for Obamacare when the plan she liked was canceled. Despite being told that her plan would cover her longstanding doctors and medicines, Figueroa's Obamacare plan denied her medications and dropped all her doctors. In three months, Figueroa said she dropped 22 pounds and endured excruciating pain.

On Wednesday, Staten Island Advance reporter Tracey Porpora, who originally broke the story, said Figueroa's doctor of several years, Dr. Germaine Rowe, intervened and offered free services. Dr. Rowe says she will continue to offer the pro-bono help until the provider of the Obamacare plan Figueroa purchased sorts out the confusion surrounding why EmblemHealth has yet to accept her application.

Washington (CNN) -- In a dramatic blow to a key Obamacare program, a federal appeals court ruled Tuesday that individuals cannot use tax credits or subsidies to buy health insurance on federally run exchanges.

The divided three-judge panel said those cost-sharing subsidies can be used only through state-run health exchanges, not the federal exchanges.

The court's decision could make it harder to ensure affordable coverage for millions in the 34 states that have chosen not to set up their own regulated health insurance marketplaces.

The administration is expected to appeal the ruling.