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Old 01-31-2014, 10:12 AM   #501
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Originally Posted by concealer404 View Post
I'd be interested in seeing the premium difference. I'm sure it doesn't mean they're saving money, but just having a higher deductible alone and not outlining the rest of the changes does not good reporting make.

I like the worker's quote, though. The Bah Humbug in me wants to point out that i could have chosen a plan that had a $5000 deductible for 2014 that would have actually saved me money throughout the year. But, you know... "i couldn't afford it." But i could afford to spend more throughout the year for a "better" plan!


Ok, but seriously, i'm just rambling.

I want to see the premium differences.
The premium differences are highlighted in the video.
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Old 01-31-2014, 10:16 AM   #502
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The premium differences are highlighted in the video.

I don't get it. Where can i find the premium differences?
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Old 01-31-2014, 10:18 AM   #503
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Give me text!
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Old 01-31-2014, 10:20 AM   #504
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My headphones will only pump whatever sweet jams i'm listening to at work.
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Old 01-31-2014, 10:26 AM   #505
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Here:

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PITTSBURGH —Outside Simonetta’s Collision and Car Care in McKeesport, it's a frigid 2 degrees.

“What I have here is the benefits sheet from last year. What you were on in 2013," said Charles Moore, co-owner of Triangle Benefits Service and the broker who has handled the company's group health insurance for 19 years. "Here is the new plan we had to switch to that takes into account the Obamacare regulations.”

For the first time, employees were finding out how the Affordable Care Act will affect their medical coverage and how much they'll pay for it.

Last year’s 6 percent premium increase has now exploded to an average 32 percent jump.

"That 32 percent increase includes increasing the deductible, as well to try and get something modestly priced,” Moore explained.

Jeff and Dave used to have a $1,250 deductible. Since Obamacare went into effect, it's now jumped 60 percent to $2,000.

That's nothing compared with Brian, Christy and Judy who have kids. They'll pay twice that at $4,000.

"This was the best option we could find," Moore said.

Co-pays are up too.

Pediatric dental and vision exams are covered -- a bonus for some employees, but not for others. Generic drugs are also significantly cheaper.

Employees took time weighing in on what they thought of their new deal.

"The deductible is terrible," said Dave, a 47-year-old with no kids. "I mean, how many people can come up with that deductible money if they go into the emergency room?"

His monthly premium goes up modestly by $50.

Christy's not so lucky. The monthly premium for the mother of two jumps $260, or 30 percent.

"Eight-hundred and $95 a month for health insurance, that's coming out of my pocket," she said. "That's a house payment for most people."

Brian actually saves $77 a month, but the 39-year-old with one child said he can't afford his new $4,000 family deductible.
"It's going to be a pretty big hit in the pocket," he said.
And 42-year-old Jeff's in the same boat.

“They call it the affordable health plan," he said. "There's nothing affordable about it. I can't afford it."

Jeff's new premium is only $28 more a month.

But he said he'll have to suck it up if he ever gets hurt because his new deductible is too much.

"Wake up, America. This isn't acceptable. It's not acceptable," he said.

But it's Judy, the 53-year-old mother of one, who gets hit the worst.

Her premium goes up from $929 a month to $1,316 – 42-percent increase added to her new $4,000 deductible.


"How do you add all that together?" she asked.

"What are you going to do?” questioned Channel 4 Action News anchor Wendy Bell.

“I don't know,” she replied with tears in her eyes.
With tears in her eyes, Judy responds slowly... "I don't know."

Back in the shop, Simonetta has his own worries. His monthly premium just jumped $584.

"The small business is the heart of America. How's that going to affect everybody? It's not good," Simonetta said.
And Moore, the broker, agrees.

"One size does not fit all in medical insurance. And unfortunately, that's one of the big down sides to the Affordable Care Act," he said.

Downsides that leave Judy wondering if she can afford to ever get sick.

"I don't know how President Obama thinks he's helping us," she said. "Because we can't afford this. We can't afford to pay these co-pays, to pay these deductibles, on what we're making."
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Old 02-03-2014, 02:08 PM   #506
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HealthCare.gov can’t handle appeals of enrollment errors

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Tens of thousands of people who discovered that HealthCare.gov made mistakes as they were signing up for a health plan are confronting a new roadblock: The government cannot yet fix the errors.

Roughly 22,000 Americans have filed appeals with the government to try to get mistakes corrected, according to internal government data obtained by The Washington Post. They contend that the computer system for the new federal online marketplace charged them too much for health insurance, steered them into the wrong insurance program or denied them coverage entirely.

For now, the appeals are sitting, untouched, inside a government computer. And an unknown number of consumers who are trying to get help through less formal means — by calling the health-care marketplace directly — are told that HealthCare.gov’s computer system is not yet allowing federal workers to go into enrollment records and change them, according to individuals inside and outside the government who are familiar with the situation.
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Old 02-03-2014, 02:12 PM   #507
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Betrayed by the President and ObamaCare | New York Post

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...

My plan was canceled last fall. According to the regulators behind ObamaCare, it was a subpar plan that should no longer be sold to consumers. Another 16,000 Tennesseans on the same plan were similarly dumped. Many, like me, liked their plans and wanted to keep them.

This wasn’t my insurer’s fault at all. CoverTN actually fought for me to keep my health care. After I received my cancellation notice, the folks at CoverTN requested that the federal government give them a waiver, which would let them grandfather my plan into ObamaCare. Their request was rejected.

This left me with no health plan and only one choice: Buy a plan through the ObamaCare exchanges.

After weighing my options, I settled on a “platinum” plan. This was the best plan that I could choose. A “bronze,” “silver” or “gold” plan all would leave me paying exorbitant amounts of money on my frequent, and expensive, trips to doctors and specialists.
But the platinum plan was the lesser of two expensive evils. My new plan costs me $373 a month, even after a small subsidy.

By comparison, my old plan only cost me $57 a month. And I now pay 25 percent co-insurance on all doctor visits until I reach my out-of-pocket maximum of $1,500. This is much higher than under CoverTN.

All told, I’m likely going to pay more than $6,000 more each year for my medical care.
I’ve had to take a second job in order to pay for my ObamaCare plan. Given my health problems, the physical and emotional drain that this puts on me is difficult to bear. It’s also made it much more difficult for me to care for my ailing mother, who depends on me for help.

For me, the impact of ObamaCare is a health plan that is both unaffordable and uncaring. For a law named “The Affordable Care Act,” this is both backward and perverse.

It’s also not what you promised me when I voted for you, Mr. President. When you were on the campaign trail, you promised that ObamaCare would help me with my medical problems. You promised that people like me with pre-existing conditions would be better off. And you promised that if I liked my health-care plan, I could keep it.

Mr. President, you’ve now broken all of these promises — and not just to me.
Silly Obama voters; no clue how subsidizing works.
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Old 02-03-2014, 02:13 PM   #508
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Obama sure sucks at programming.
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Old 02-03-2014, 02:19 PM   #509
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Betrayed by the President and ObamaCare | New York Post



Silly Obama voters; no clue how subsidizing works.


Quote:
Originally Posted by Whiner
After weighing my options, I settled on a “platinum” plan. This was the best plan that I could choose. A “bronze,” “silver” or “gold” plan all would leave me paying exorbitant amounts of money on my frequent, and expensive, trips to doctors and specialists.

But the platinum plan was the lesser of two expensive evils. My new plan costs me $373 a month, even after a small subsidy.

By comparison, my old plan only cost me $57 a month. And I now pay 25 percent co-insurance on all doctor visits until I reach my out-of-pocket maximum of $1,500. This is much higher than under CoverTN.

All told, I’m likely going to pay more than $6,000 more each year for my medical care.
LOL are you serious right now?

This is hilarious. Yes, i agree that the bigger picture is that Obamacare sucks a fat one.

But this... this is just offensive.

$57/month for your plan? No. Your plan with CoverTN wasn't $57/month with a lower than $1500 out of pocket maximum. There's no way in hell. Unless, of course, that $57 is all YOU were responsible for after your employer/the state paid for the remainder of the plan.

$373 a month for a plan with $1500 OOP max and 25% coinsurance? Where do i sign? That sounds pretty ******* good to me. I'd LOVE to have that plan. I pay more than that AFTER my employer pays a portion, and my OOP max is about 3x higher than that.


This article is about a dudette who got a baller health insurance plan for peanuts. I realize that maybe it's not quite as baller as what she had before, and she can whine about all she wants, but the reality is that very few of us have ever had insurance plans as good as the one she hates so much today.


But seriously... $57/month, and lead us to believe that it was a private plan? Dudette thinks we're all ******* stupid.


[edit]Oh, author is female. Updated post.
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Old 02-03-2014, 02:21 PM   #510
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Obamacare: For $1.37M we get Richard Simmons in lurid web stream « Watchdog.org

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Facing a $78 million budget shortfall, California’s Obamacare exchange has spent $1.37 million to fund an outreach video featuring exercise guru Richard Simmons gyrating on the floor and hugging a contortionist who is kneeling with his buttocks in the air.

The “Tell a Friend — Get Covered” campaign by Covered California features other celebrities Olivia Wilde, comic Billy Eirchner, Fran Drescher and Tatyana Ali. The centerpiece of the effort was an eight-hour live web stream that ran on Jan. 16.
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Old 02-03-2014, 02:21 PM   #511
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Obama sure sucks at programming.
programming errors happened before obama.

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Old 02-03-2014, 02:39 PM   #512
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But seriously... $57/month, and lead us to believe that it was a private plan? Dudette thinks we're all ******* stupid.
From 2008-2010 I bought my own insurance in VA from a private insurer. It cost me $55 a month. I had a $2000 yearly deductable. So yes private plans did exist for relatively low prices.
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Old 02-03-2014, 02:45 PM   #513
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From 2008-2010 I bought my own insurance in VA from a private insurer. It cost me $55 a month. I had a $2000 yearly deductable. So yes private plans did exist for relatively low prices.

She's saying out of pocket was LESS than $1500. Different ball game.

You had, what.... $2000 deductible, probably 80/20 split, and an OOP somewhere around the $5000 mark including deductible?

So she's saying that her current $1500 OOP 75/25 split plan is INFERIOR to the plan that she had prior for $57/month, even with a long history of a debilitating disease. Uh huh. Sure.
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Old 02-04-2014, 11:58 AM   #514
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Originally Posted by concealer404 View Post
She's saying out of pocket was LESS than $1500. Different ball game.

You had, what.... $2000 deductible, probably 80/20 split, and an OOP somewhere around the $5000 mark including deductible?

So she's saying that her current $1500 OOP 75/25 split plan is INFERIOR to the plan that she had prior for $57/month, even with a long history of a debilitating disease. Uh huh. Sure.
It was a $2000 yearly total deducatble, I had to pay 100% of costs up to that, once I hit that insurance covered costs 100%. So at most my yearly out of pocket was $2000. I was putting more then that into my HSA each year, so it did not bother me.

I am just saying could be that cheap years ago. At the time I went online and simply googled private health insurance quoutes, or something similar to that. I found a website that worked exactly how the new exchange was supposed to work. I put in my info and went out and found a dozen different plans that met what I was looking for. I then clicked signed up and within a month had my first bill and coverage. I understand specifics of where I lived, gender, age, previous medical conditions come into play. I am just saying that cheap plans were out there years ago.
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Old 02-04-2014, 12:01 PM   #515
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I am just saying could be that cheap years ago. At the time I went online and simply googled private health insurance quoutes, or something similar to that. I found a website that worked exactly how the new exchange was supposed to work. I put in my info and went out and found a dozen different plans that met what I was looking for. I then clicked signed up and within a month had my first bill and coverage. I understand specifics of where I lived, gender, age, previous medical conditions come into play. I am just saying that cheap plans were out there years ago.
The difference being that you actually got coverage within a month when you signed up and paid
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Old 02-04-2014, 12:45 PM   #516
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Obamacare will push 2 million workers out of labor market: CBO - Washington Times

The tally so far with a completely broken system to taking over the merely annoying system before it that insured 85% of Americans, increased costs for nearly all, you CAN'T keep your doctor or plan, millions more thrown OFF their insurance than are getting insurance, and now two million more stand to lose their jobs because of Obamacare.

And yet there are STILL people who defend this system. Perhaps they're one of these boneheads...

» Students Sign Petition To Have Gun Owners Executed In Concentration Camps Alex Jones' Infowars: There's a war on for your mind!
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Old 02-04-2014, 12:46 PM   #517
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perhaps they are some of the 65+ yo's that actually benefit from the law?
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Old 02-04-2014, 12:49 PM   #518
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perhaps they are some of the 65+ yo's that actually benefit from the law?
Was that a setup? 65+ that qualify get pushed to failing Medicaid, which pays doctor's so poorly that the majority no longer take Medicaid patients.

You've heard of a "win win"? This is a "lose lose".
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Old 02-04-2014, 12:51 PM   #519
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White House wrote pro-Obamacare tweets for NFL players | The Daily Caller

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White House officials sent out pre-formed tweets to the NFL players union to get former and current football stars to tout Obamacare on game day, the Washington Free Beacon reports.

Kyle Lierman, a White House Office of Public Engagement liaison, emailed a representative at the NFL Players Association Sunday, encouraging players to tweet in support of Obamacare during the Super Bowl and promising retweets and increased coverage in return. According to the Free Beacon’s sources, NFL union officials sent on Lierman’s request to marketing reps for various players...
Non-profit.
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Old 02-04-2014, 03:39 PM   #520
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Fry Cook Shifted to Part-Time Work Confronts Obama | National Review Online

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During a Google Hangout session on Friday, fry cook Darnell Summers told President Obama that his hours were cut due to the Affordable Care Act. “We were broken down to part time to avoid paying health insurance,” he said. Summers explained that he makes $7.25 an hour and has been on strike four times seeking a wage increase. “We can’t survive, it’s not livin’,” he said.

The president responded by urging states to increase the minimum wage. “I am working to encourage states, governors, mayors, state legislators to raise their own minimum wage,” Obama said. “Obviously, the way to reach millions of people would be for Congress to pass a new federal minimum wage law. So far, at least, we have not seen support from Republicans for such a move.”

The president did not address Summers’s comments about the healthcare law.
Gotta love gov't in action.

Creates a law that results in cut worker's hours, responds by lobbying for increased min. wage.

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