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Old 10-03-2013, 04:20 PM
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Originally Posted by Harv
Well, the NYT is also describing adults who have no children, because Medicaid doesn't cover anyone in that category unless there are exigent circumstances. Essentially, if you have no kids and no disabilities, without this extension even if you make no dough you can't get Medicaid.
Good point. I forgot to clarify that in dealing with the description of Medicaid.

That's a fairly large chunk of people.
Is it?


Originally Posted by Harv
I'm not sure how competition was helping our situation prior to this. What competitive practices were keeping costs low in the healthcare sector prior to the ACA?
To preface: I think "the free market" is largely a mythical beast and that healthcare does not lend itself well to most market force elements.

Our prior/current system was pretty far from competition based in many ways. It was a weird system of government and corporate interaction and the ACA seems to just muddle that mix a bit more.


I would really like to better understand the system in a place like Germany, which seems (to my very limited understanding) to have a better structure of government utility and private sector competition.
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Old 10-03-2013, 04:42 PM
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Originally Posted by Scrappy Jack
Is it?
Come to think about it aren't those the people we have been talking about when we talk about 40+ million uninsured Americans? These are the people who currently do not qualify for Medicare/Medicaid and have no other employer based health insurance right?

Originally Posted by Scrappy Jack
To preface: I think "the free market" is largely a mythical beast and that healthcare does not lend itself well to most market force elements.

Our prior/current system was pretty far from competition based in many ways. It was a weird system of government and corporate interaction and the ACA seems to just muddle that mix a bit more.

I would really like to better understand the system in a place like Germany, which seems (to my very limited understanding) to have a better structure of government utility and private sector competition.
I agree completely. I really do not think that health insurance companies should be operated on a for-profit basis. I think it's morally reprehensible. It leads to exactly what we have had for the past few decades. A situation where it is more profitable to exclude the sick from having healthcare coverage. Corporations are interested in profits, that's it, and insuring only healthy people is a money maker.

I think a public option would have really cleared things up. Expand Medicare and Medicaid to cover everyone if they aren't covered by an employer plan.
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Old 10-03-2013, 04:49 PM
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Originally Posted by Harv


I agree completely. I really do not think that health insurance companies should be operated on a for-profit basis. I think it's morally reprehensible. It leads to exactly what we have had for the past few decades. A situation where it is more profitable to exclude the sick from having healthcare coverage. Corporations are interested in profits, that's it, and insuring only healthy people is a money maker.
I think this is the problem
The Blue Cross Blue Shield Association (BCBSA) is a federation of 38 separate health insurance organizations and companies in the United States. Combined, they directly or indirectly provide health insurance to over 99 million Americans.[3]
For those keeping track, thats every one of three people. A de-facto monopoly. They do what they want.

The problem is lack of competition, not 'evil corporations' Whay is BCBS so powerful? Bet it has something to do with not being able to purchase insurance over state lines. IE, the goverment getting the the way.
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Old 10-03-2013, 05:21 PM
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Originally Posted by Scrappy Jack
Originally Posted by Harv
That's a fairly large chunk of people.
Is it?
Originally Posted by Harv
Come to think about it aren't those the people we have been talking about when we talk about 40+ million uninsured Americans? These are the people who currently do not qualify for Medicare/Medicaid and have no other employer based health insurance right?
I do not think they are analogous. The large chunk of people referenced above are those that are specifically above the Medicaid limits but below the new subsidies.

There may be a significant number of people above the subsidy thresholds that don't have health insurance.

My real point with asking "Is it?" was to get you to quantify or qualify your comment.
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Old 10-03-2013, 07:22 PM
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Originally Posted by Scrappy Jack
I do not think they are analogous. The large chunk of people referenced above are those that are specifically above the Medicaid limits but below the new subsidies.

There may be a significant number of people above the subsidy thresholds that don't have health insurance.

My real point with asking "Is it?" was to get you to quantify or qualify your comment.
My mistake, they reference 8 million people in the times article I linked.
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Old 10-04-2013, 11:59 AM
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Originally Posted by Braineack
so much for affordable :rollseyes:


but wait there's more:


Not sure I believe this story (especially considering the source and no proof), there's no way the federal gov't could suspend your state's drivers license. But I saw stuff like this coming a mile away.

I'm sure it's probably a phishing email.


https://www.facebook.com/paul.j.watson.71
snopes.com: Warning Concerning Obamacare

Yes, phishing email.
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Old 10-04-2013, 12:45 PM
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Originally Posted by Harv
In addition, competition involved excluding people with pre-existing conditions from acquiring insurance and while financially this makes complete sense it's a morally bankrupt policy to support.
I completely disagree.

My insurance rates are going up to insure people who just want free money and the gov't is forcing my insurance companies hand by ordering them to cover people without any ifs ands or buts.

I dont want to pay more money for the insurance I barely use, so the company can stay afloat running a now non-profitable business.

I believe this is be completely amoral. I don't pay insurance to subsidise others. I pay for insurance so that if something happens to ME I'm able to have some insurance. I dont give a **** about your anol fissures, I only care about mine.
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Old 10-04-2013, 12:48 PM
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Originally Posted by Harv
I agree completely. I really do not think that health insurance companies should be operated on a for-profit basis. I think it's morally reprehensible.
ugh, your morals are morally reprehensible and completely unamerican. move back to the motherland, commrade.
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Old 10-08-2013, 06:10 PM
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Obamacare Marketplace: Personal Data Can Be Used For ‘Law Enforcement and Audit Activities’
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Old 10-10-2013, 12:42 PM
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Obamacare's broken website cost more than LinkedIn, Spotify combined | Digital Trends

But the fact that Healthcare.gov can’t do the one job it was built to do isn’t the most infuriating part of this debacle – it’s that we, the taxpayers, seem to have forked up more than $634 million of the federal purse to build the digital equivalent of a rock.

The exact cost to build Healthcare.gov, according to U.S. government records, appears to have been $634,320,919, which we paid to a company you probably never heard of: CGI Federal. The company originally won the contract back in 2011, but at that time, the cost was expected to run “up to” $93.7 million – still a chunk of change, but nothing near where it apparently ended up.
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Old 10-10-2013, 12:44 PM
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Obamacare website looks "like nobody tested it," programmer says - CBS News

However, computer experts say the website has major flaws.

"It wasn't designed well, it wasn't implemented well, and it looks like nobody tested it," said Luke Chung, an online database programmer.

Chung supports the new health care law but said it was not the demand that is crashing the site. He thinks the entire website needs a complete overhaul.
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Old 10-10-2013, 12:46 PM
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Hawaii Relaunching Obamacare Exchange After Not Selling Any Health Insurance Due To Software Problems « CBS DC

Report: Only 5 Iowans Have Signed Up for Obamacare | The Weekly Standard
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Old 10-10-2013, 12:51 PM
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There's a lot of misconceptions and general ignorance concerning the difference between "healthcare" and "health insurance" in this thread.

I just popped in to say that the cost of health insurance to ME has gone up by about 250%, and my employer HRA contributions have been halved.

So, starting January 1st, 2014, i'm paying 2.5x what i did in 2013, for 50% of the HRA contributions i had in 2013.
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Old 10-15-2013, 08:55 AM
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11,588,500 Words: Obamacare Regs 30x as Long as Law | CNS News

Bureaucracies in the Obama Administration have thus far published approximately 11,588,500 words of final Obamacare regulations, while there are only 381,517 words in the Obamacare law itself.

That means unelected federal officials have now written 30 words of regulations for each word in the law.



Obamacare insurance market deeply flawed: Aetna CEO

Aetna's CEO gave a harshly critical review Monday of the federal government's Obamacare marketplace, saying, "There's so much wrong, you just don't know what's broken until you get a lot more of it fixed."

Asked on CNBC's "Squawk Box" if he knew that the rollout of Healthcare.gov would be problematic, the insurer's CEO, Mark Bertolini, said his giant company's role as an alpha tester for the system gave it a sense of how many problems the health insurance marketplace faced on the eve of its launch.

"We were pretty nervous as we got further along," Bertolini said. "As they started missing deadlines, we were pretty convinced it was going to be a difficult launch."


Consumers warned of misleading insurance websites

Insurance regulators and an industry trade group warn that this month's rollout of the health insurance marketplaces created by federal law opened the door for bad actors at the same time that it gives brokers and agents a business opportunity.

New Hampshire's insurance commissioner sent a cease-and-desist letter last week to an Arizona company he accused of building a website that could mislead health care coverage shoppers into thinking it was the official New Hampshire marketplace. The site was taken down on Friday.

Regulators in Washington state and Pennsylvania also have told private agents to change websites that seemed likely to convince consumers they were connecting to government-run sites. Connecticut's insurance department warned agents and brokers this summer that it will take action against agents who mislead consumers or design sites to replicate the state-run exchange.


Patients Pay Before Seeing Doctor as Deductibles Spread - Bloomberg

When Barbara Retkowski went to a Cape Coral, Florida, health clinic in August to treat a blood condition, she figured the center would bill her insurance company. Instead, it demanded payment upfront.

Earlier in the year, another clinic insisted she pay her entire remaining insurance deductible for the year -- more than $1,000 -- before the doctor would even see her.
“I was surprised and frustrated,” Retkowski, a 59-year-old retiree, said in an interview. “I had to pull money out of my savings.”

The practice of upfront payment for non-emergency care has been spreading in the U.S. as deductibles rise. Now, the advent of the Patient Protection and Affordable Care Act is likely to accelerate that trend.


A job engine sputters as hospitals cut staff

Health care providers announced more layoffs than any other industry last month — 8,128 — largely because of reductions by hospitals, according to outplacement firm Challenger Gray and Christmas. So far this year, the health care sector has announced 41,085 layoffs, the third-most behind financial and industrial companies.

Total private hospital employment is still up by 36,000 in the past 12 months, but it's down by 8,000 since April, and more staff reductions are expected into next year.

This month, Indiana University Health laid off about 900 workers as part of a move to trim its budget by $1 billion over five years. Vanderbilt plans to eliminate 1,000 jobs by the end of the year to help shave operating costs 8% a year. The Cleveland Clinic is offering buyouts to 3,000 employees as it shaves its annual operating costs by $330 million.

"This is a challenging time for the health care industry," says Jim Terwilliger, president of two of Indiana health's hospitals. "The pace of change is far greater than any time in recent history."

...

The payroll cuts are surprising because the Affordable Care Act (ACA), whose implementation took a big step forward this month, is eventually expected to provide health coverage to as many as 30 million additional Americans.
:derp:



Two Weeks Later, Reporter Still Can't Sign Up for Obamacare | The Weekly Standard

The healthcare.gov website has been online for two weeks. But folks are having trouble signing up.

One person who says she's been trying for two weeks straight to sign up is CNN senior medical correspondent Elizabeth Cohen.


Pro-Health Care Vandals Target NH GOP « CBS Boston

The New Hampshire Republican Party headquarters has been vandalized by someone who apparently supports President Barack Obama’s health care overhaul law.

The state GOP says the message: “WWJD? Healthcare for Everyone” was found spray painted on the side of the building in Concord on Friday.

According to the New Hampshire GOP website, the Republican State Committee filed a report with the Concord Police Department regarding the vandalism incident.

“Our building was clearly vandalized by liberal political activists who disagree with our fiscally responsible values. Instead of trying to engage in a serious debate about the issues facing our country, these cowardly extremists decided to spread their liberal agenda by damaging our property,” NHGOP Executive Director Matt Slater, said in a statement on their website. “This type of outrageous and illegal political activism should be condemned by the New Hampshire Democrat Party. They need to send a clear message to liberal activists that their shameful tactics have no place in politics.”
Attached Thumbnails Wow! Thanks, Obamacare!-obamacare_stack_0.jpg  
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Old 10-21-2013, 11:46 AM
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Obama is currently giving a speech right now on why the healthcare.gov website sucks *****. it's so embarassingly funny.
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Old 10-21-2013, 11:56 AM
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Originally Posted by Braineack
Obama is currently giving a speech right now on why the healthcare.gov website sucks *****. it's so embarassingly funny.
Even Consumer Reports said to stay away. Remember, this is the guy who was given hundreds of millions of dollars by Annenberg when he was a "community organizer" to clean up his Chicago neighborhood. It's worse than ever, and if pressed Obama would probably blame Bill Ayers.
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Old 10-21-2013, 12:12 PM
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Old 10-21-2013, 01:08 PM
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soylent green all over again!
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Old 10-21-2013, 01:20 PM
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Originally Posted by olderguy
soylent green all over again!
I wont be eating the Wafers.... no way....

HOWEVER.... i would rather have SOILENT green...


Last edited by Braineack; 10-23-2013 at 02:58 PM.
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Old 10-23-2013, 02:55 PM
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Thousands Of Consumers Get Insurance Cancellation Notices Due To Health Law Changes - Kaiser Health News

“If you like your doctor, you will be able to keep your doctor. Period. If you like your health care plan, you will be able to keep your health care plan. Period. No one will take it away. No matter what.”
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