I just finished drinking a nice glass of milk.

Perspective shift in progress:

chriast, I am fucked up bros............... YEats, I will outaddrink you ALL DAY at the MITTY.

dude, there's no ahsame in that, dude. I think to the days when I usead to drink stuff like that but then I turned q1 and was able to trd outside in the bpublic and in the bars of my torwn ehre I live.............................................. ................

RAP LYRICZ

Hmmm. I always thought outdrinking someone was demonstrated by being able to hold your liquor without appearing sloppy.

Vintage 80s PHOTO POLAROID Black KIDS Boys Girls PARTY

http://i.ebayimg.com/07/!B),ZNK!BGk~...DMeRFw~~_3.JPG

http://cgi.ebay.com/ws/eBayISAPI.dll...=p5197.c0.m619

I guess they really do sell everything on eBay. Just imagine, someone out there is thinking "I've been looking for one of these FOREVER".

This seller is actually selling old photos for $5 a piece! I think I'm gonna start cleaning out family albums without telling anyone. lol

I have an old Polaroid camera for sale if you want it.

So now that our inflation is worse than Zimbabwe's (thanks, Keynesian policy wonks!), where should I be saving my money?

The market remains incredibly risky while investors try to predict what our capricious government will do.

Simple bank savings account will not keep up with the current inflation.

I was thinking of opening an ING savings account for the convenience of it, but I'm not sure if I'm leaving a significant amount of interest on the table by doing so.

ING Direct and FNBO Direct are usually going to offer some of the highest savings account interest rates readily available. That said, they are both hovering around 1% right now. Not good. And IMO it would be a bad time to lock money into anything longer term like a CD because the rates will come back up and leave you trapped at a low return. But if you are looking to find a better intermediate to long term place to park your money I have a place.

I have some money at FNBO Direct but the better place for me to park my money right now is at Vanguard in a small-cap index fund. Since Vanguard is investor owned the expenses are minuscule and the expense ratios on index funds are around a quarter of a percent which is great.

A small-cap index fund puts you in a little piece of around 1,700 different companies so the risk of any single company or sector bringing it down is very low. Yet, because they are smaller corporations they have a propensity to grow more easily (General Electric will not grow by 30% in a year but a smaller corporation might). Therefore the small-cap companies outperform the S&P 500, for instance. And it was easy to open an account online with them and add or remove money without drama or hassle. And the Vanguard Small-Cap Index Fund is tracking significantly better over time than the savings account rates (even with the market collapse of '08-09). Just park it and leave it. Here's some info: https://personal.vanguard.com/us/fun...FundIntExt=INT

My :2cents:.

Minimum investment $3,000? Not for me, not right now anyway.


EDIT:

That sounded more ungrateful than I intended. It does look interesting, actually, but the $3,000 minimum investment is pretty much out of the question. I'm looking for something that I can open with $200-400 and drop in $40 a month, something like that. Yes, my wife and I live on a very small budget.

DWS (formerly Scudder) is where I put my money. For the record, I also have some Vanguard fonds as well.

I just talked with the landlord at the shop and verified that they still want me to paint the 2nd building in the spring and its a go! :)

Such a fucking relief to know for sure.

Bah! Whom amongst us does not have $3000 to invest? [/John Kerry]

Sorry. They also have an exchange traded fund that is a mirror of that one and has no minimum - https://personal.vanguard.com/us/fun...FundIntExt=INT

I need to invest... now you got me all interested. I wish I knew more about that subject :/

It's really, really irritating when the m.net server goes down every 5 minutes while I'm trying to research some info.

What is your question?

Also yah, m.net is indeed really useful when you have stupid non performance issues.

New wheels/tires
Attachment 190202

Poor little Fizzgig. He gets no respect.

M.net is good if you need opinions on whether or not to use the little undertray that comes with the factory cupholder.

Not quite that bad. I was looking for info on transmission and rear end oils.

I did notice something funny though -- when I search at m.net, often the best answers are from mt.net members, but the info is more helpful to me because they are dumbing down the info for the m.net audience.

For what it's worth, it looks like I'll be going with the Amsoil MTG in the transmission and Amsoil Severe Gear in the rear end. I can't figure out why they are all ordering $20 a quart Motorcraft MTF from their Ford dealers when you can have Amsoil delivered to your door for less then that.