When you click on links to various merchants on this site and make a purchase, this can result in this site earning a commission. Affiliate programs and affiliations include, but are not limited to, the eBay Partner Network.
I gotta say, I'm feeling really good about making a rather spontaneous and largely un-researched decision one year ago to say "You know what? **** it. I'm just gonna buy a house." And then did a few days later.
Back when you could get a 15 year mortgage at 2.125%.
Just for kicks, I was looking at rental listings in the neighborhoods where I've lived over the past decade. Wow...
People I know with mortgages are paying what I think are astronomical prices. Many of them are making car payments as much or more than I paid on my mortgage. Glad I paid it off many years ago.
People I know with mortgages are paying what I think are astronomical prices. Many of them are making car payments as much or more than I paid on my mortgage. Glad I paid it off many years ago.
I've experienced some tumultuousness along the way.
The last time I felt financially and job-secure was in 2003. So I bought a house for around $150k in a northern suburb of Cincinnati. Then, 12 months later, job transfer to San Diego. Well... more accurately it was advancement offer within the company that I couldn't pass up. Sold the house at break-even (after factoring in the realtor commission and taxes,) and became a permanent renter.
I've moved a total of fourteen times since then. Not all of them were compulsory, but the majority needed to happen in terms of career-development. Two were the result of me thinking with my dick. If Penske truck rental had a Gold Club, I'd be a member.
Now I finally feel like I'm in a good place again. Assuming nothing goes catastrophically wrong, I'm on a nine near plan.
Retire at age 55. Buy a small Class C / large Class B RV. Retrofit a 2 door Jeep Wrangler into a utility / supply trailer for it (freshwater, blackwater, stores). Disappear into the west. Live on BLM land. Hopefully won't need to drink my own ****.
On the car payment thing, yeah, that one blows my mind.
Nexstar recently hired a new guy to replace the VP of Technology (my direct boss), and he decided to move here to Chicago. That much makes sense, given that WGN is the flagship station in the group.
But the rest of it...
I have a rough idea of his salary, and it ain't that much more than mine. Yet the dude immediately went and bought a $1.1m condo downtown (I looked it up), and leased an Audi e-tron S (appx $900/mo).
I once wanted to retire early like yourself but obviously that required being very economically prudent as money was tight. But my ex-wife and I liked to party like it's 1999. Not that kinda party, the more wholesome variety. Our salaries increased and so did our spending but not so much our savings.
I then got divorced and became self-employed. Grew the business a little and just as I thought things would take off the clock struck 2007. Needed to spend the savings to get by and not sink in debt. Persevered for a couple of years and things started getting better. Then came another big change in life: a new wife, a new son, a new house, and new more powerful spending.
And just like that, time was no longer on my side. So I said **** it. Spend baby, spend! All I have to do is make sure that things are manageable by the time I can't produce with my body what I do today and take the pay cut to do managerial/supervisory roles. If I'm lucky I'll stumble on to some firm that will pay me more than what I was producing when I was still physically fit to do the type of work I do now. If not, I don't think I'll have a problem getting a job as an inspector as all of the one's I work with have repeatedly told me they could get me a job right now. And it'll be like a gov't job so lots of days off, no hard work, or long hours, or weekends. Doesn't sound that bad when you consider how hard it is sometimes to be a plumbing contractor.
And in the end, I've seen what total retirement does to guys that have had jobs like me. It ain't pretty.
And something you smoked along the way fucked up your Caribbean roots. Wanting to hide in rocks and ****. **** that. This will be me in retirement letting fish drink my ****.
Let's just say I'm not financially conservative. So I'll be working for a while having just turned 50, and I'm fine sleeping in the bed I made.
As far as the picture, I'm in the water letting the fish drink my **** (along with everyone else at the sandbar) and those are the two ladies in my life, my wife and my mistress. It's hard to tell which is which sometimes as they both can bring me extasy, bring to rage, and keep me working to take all my money.
For over 6 months now, we have been laughed at, ridiculed and been told to get educated over gas price fluctuations. And the now the sitting president is claiming credit for reducing gas prices. Unreal...
07-30-2022, 04:26 PM
0
